Does Hangzhou need 4 years of social security to buy a house?

Not a local account, but a foreign account.

1, Hangzhou hukou is less than five years, and you need to pay social security for two years before you can buy a set in the restricted area.

2. Non-local hukou can only be purchased after paying social security or individual tax for 4 years within the scope of the city's purchase restriction from 4 years before the date of purchase.

The Office of the Leading Group for the Steady and Healthy Development of the Real Estate Market in Hangzhou issued a notice, stipulating that households with household registration who have settled in Hangzhou for less than five years can only buy 1 apartment within the scope of purchase restriction in Hangzhou if they have paid urban social security for 24 months continuously from the two years before the date of purchase. At the same time, it is stipulated that non-Hangzhou registered households can purchase 1 house only if they have paid urban social security or personal income tax continuously for 48 months from the 4 years before the purchase date.

In view of the overheating of new house lottery, the Notice stipulates that when new commercial housing projects are sold publicly by notarization lottery, if the ratio of the number of registered families who intend to buy houses to the number of publicly sold houses is greater than or equal to 10: 1, families without houses and ordinary families will be sorted according to the number of months of social security payment, while families with high-level talents will be sorted first by B, C, D and E talent categories.

The social security payment time of registered families who are interested in buying houses is calculated from June 5438+ 10, 2006, and is calculated according to the longest accumulated social security payment time of family members who buy houses within the scope of purchase restriction in Hangzhou. If the purchaser provides false information, conceals the real situation or maliciously interferes with the notarization and lottery sales, the registration of purchase intention and contract online signing of new commercial housing will be stopped within 3 years.

Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.

legal ground

People's Republic of China (PRC) social insurance law

Article 7 The administrative department of social insurance in the State Council is responsible for the management of social insurance throughout the country, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties.

The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.

Article 77 The social insurance administrative department of the people's government at or above the county level shall strengthen the supervision and inspection of the employers and individuals' compliance with social insurance laws and regulations.

When the administrative department of social insurance carries out supervision and inspection, the employer and individual under inspection shall truthfully provide information related to social insurance, and shall not refuse to inspect or make false reports or conceal.