How do self-employed people pay social security?

1. If you have registered your business license and organization code, you can go to the Social Security Bureau with these two certificates to directly purchase social security and apply for a social security account, and then pay social security for yourself through this account.

2. If you only registered the business license and did not register the organization code, you can't go directly to the Social Security Bureau to pay social security, but you can pay social security as a flexible employee. See the Regulations on Flexible Employment Insurance for details. The social insurance premium paid by the self-employed is determined by the average wage of the local society. The premium paid 12% goes into the overall account and 8% goes into the personal account, and it must be paid for at least 15 years.

The premise of paying social security by self-employed individuals is that the household registration must be local. If you are not a local household registration, you have no right to apply for social security locally. Self-employed individuals bring their business licenses to the local tax hall for registration of unit payment and individual payment. There are two options for self-employed individuals to pay social security. One is to pay social security for yourself. This means that they can participate in residents' medical insurance and residents' old-age insurance as individuals, and the payment methods and expenses are the same as those of urban and rural residents. Another way is to pay social security as a self-employed person. In this case, you need to pay for the employees you hire, just like a company pays social security for its employees. To participate in social security, self-employed individuals need to provide their household registration book, original ID card, copy and other materials, fill in the Registration Form of Social Endowment Insurance for Urban and Rural Residents in Guangzhou, and then bring relevant materials to the municipal and district labor security agencies to go through the insurance declaration procedures. After the completion of endowment insurance, medical insurance payment will be processed. Self-employed individuals can only pay endowment insurance and medical insurance for their own social security.

If the self-employed have employees, how to apply for social security, then you need to pay social security for employees. To pay social security for employees, self-employed individuals need to bring a copy of their business license, a copy of the operator's ID card, a list of people who need to pay social security, a copy of the insured's ID card and two photos; Bring the above materials to the local social insurance agency to open an account and pay social security, then pay the fee, and then pay the social security monthly.

What is the minimum standard of social security?

If the law does not stipulate the minimum standard of social security, the social insurance payment base × payment ratio = social insurance premium payable. The upper limit of the payment base refers to the fact that the wage income of employees exceeds 300% of the arithmetic average monthly wage of employees in provinces and cities in the previous year, which is not included in the payment base; The lower limit of the payment base refers to the fact that the wage income of employees is lower than 60% of the arithmetic average of the monthly average wage of employees in provinces and cities in the previous year, and 60% of the arithmetic average of the monthly average wage of employees in provinces and cities in the previous year is the payment base.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.