How is Dongguan social security calculated? How much do enterprises and individuals pay respectively?

I am an employee of a so-called state-owned enterprise. We pay 8% of my salary for endowment insurance. If my salary is more than three times the local average salary, I will pay 8%, and then the company will pay 20%. For example, I am now 346 yuan/month, and the company is 865 yuan/month. For example, if I pay more, the extra part may be paid less on average. I retired. I have to pay social security according to 20% of the average salary in the city where I live, not 28% when I work in a state-owned enterprise. Among them, 8% of my personal account can be returned to me when I surrender, and 20% paid by the company cannot be returned. I don't know if I made it clear. 1. If it is a unit employee, the endowment insurance shall be shared by the unit and the individual, and the unit shall bear 20%. The base is generally calculated according to the average monthly salary of local employees in the previous year, with a minimum of 60% and a maximum of 300% of the average monthly salary of local employees in the previous year; & lt& lt； There are clear rules. 2. If you pay all the old-age insurance, the payment ratio is generally 20% of the average monthly salary of employees in the previous year; 3. According to your own situation, you will know how much you have to pay for old-age insurance after calculation. For example, your salary is 1000, so when you apply for endowment insurance, you pay 8%, which is 80 yuan, and then the company gives you 20% of your salary, which is 200 yuan! So you paid the 280 yuan pension this month! 80 into your personal account, 200 under the overall planning of the state! Generally, 200 yuan is used by the state to distribute to the elderly now! But it is not enough now! National stickers every year! If you are in the company, it is very cost-effective to pay the elderly! If you go into business by yourself! Or a freelancer! Paying social security is not very cost-effective! Pay 280 a month, only 80 is your own 200, and you will ask the state to take it away! 300 a year, 2600 a year to buy a commercial insurance is not bad! The above is my personal understanding. If there are any mistakes, I'm all ears! So your friend paid a worker with a salary of 2000, almost! It will be nice to get 1000 when he is old.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.