In accordance with the provisions of the new rural social security can be returned

Golden rural social security can be refunded, in accordance with the provisions of the withdrawal of insurance is divided into normal withdrawal and abnormal withdrawal of two cases, for the participation of this part of the people to speak, if by the rural hukou into a non-rural hukou, naturally, can be withdrawn from the new rural hukou, the insurance object of the death of the period of payment, the place of relocation has not yet been established in the rural social security system, can be withdrawn.

A, according to the provisions of the new rural social security can be returned?

The new rural social security can be refunded, according to the "notice on the insurance object to withdraw from the insurance related matters," the provisions of the withdrawal from the insurance can be divided into normal withdrawal from the insurance and abnormal withdrawal from the insurance.

1, the insurance object of the household from the rural household to the non-rural household.

2. The insured person's hukou is moved to a place where the rural social pension insurance system has not yet been established.

3. The death of the insured person during the contribution period. (After the death of the insured person, if a beneficiary is designated in the pension insurance contract, the beneficiary will obtain it. If no beneficiary is designated in the contract, the insurance benefit can be taken as the insured's estate and acquired by his/her heirs.) A person who withdraws from the insurance policy other than the above cases is an irregular withdrawal from the insurance policy.

2. What are the formalities for withdrawal from insurance?

1. The person who withdraws from the insurance has to write an application for withdrawing from the insurance, stating the reason for withdrawing from the insurance and attaching related materials, such as materials for further education, recruitment, household relocation, and so on, and then go to the commune administration organization to complete the formalities.

2. The township management organization should review the relevant certificates, sign the opinion, and report to the county insurance organization together with the contribution certificate and contribution record card of the person who applies for surrendering the insurance. The county insurance organization should review the reported materials again, and account for the amount of refunded insurance premiums for those who meet the conditions for surrendering the insurance.

3. The amount of insurance refunded to normal and abnormal quitters should be calculated according to different standards. The normal withdrawal of insurance, compounded annually at 7.5% interest refund to the individual. The portion of the collective subsidy for them, based on the deduction of the management service fee and interest accrued at 7.5% compounded annually, shall be returned to the individual at a rate to be determined by each locality, depending on the circumstances. The portion of the collective subsidy not refunded to the individual is credited to the fund. For those who withdraw from the insurance policy on an irregular basis, only the principal amount of the premiums paid by the insured individual will be refunded, and the amount of the collective subsidy portion will be credited to the fund on the basis of the principle that the collective will not be subsidized for non-participation in the insurance policy, and the collective subsidy that has already been credited to the individual will not be refunded.

Three, what is the difference between urban and rural residents' pension insurance and urban workers' pension insurance?

1, the age of receiving pension insurance treatment is different

The age of receiving basic pension insurance treatment for male urban workers is divided into 60, 55, 50 years old due to different conditions, and female workers are divided into 55, 50, 45 years old, urban and rural residents' social pension insurance men and women receive basic pension insurance treatment at the age of 60 years old

2, receive basic Pensions are different

The basic pension for urban and rural enterprise workers is based on the average of the average monthly salary of the province's on-the-job workers and the average indexed monthly salary of the workers in the previous year when they retired, and 1% is paid for every year of contribution. Urban and rural residents receive the basic pension of the city's current fixed amount of 100 yuan / month.

3, the pension adjustment mechanism is different

urban enterprise workers pension annual regular adjustment, urban and rural residents pension has not yet established a regular adjustment mechanism.

In summary, although the new rural cooperative can be refunded, but if there are no special circumstances, it is best not to arbitrarily refund the pension insurance. In rural areas, villagers participate in the pension insurance belongs to the urban and rural residents pension insurance, in the contribution grade, pension adjustment mechanism, are with the urban workers pension insurance has a big difference.