Can Shenzhen individual industrial and commercial households buy social security? If so, what should I do?

One is to pay social security as a flexible employee, and the other is to pay pension and medical insurance for urban and rural residents as a resident.

The difference between the two is mainly the price and treatment.

Flexible employees pay higher fees, and can choose the payment grade according to local regulations.

The more you pay, the more your pension will be, and the more you will increase every year after retirement. The calculation method is the same as employee social security.

The proportion of medical insurance reimbursement can reach about 95%.

Endowment insurance for urban and rural residents also has payment grades to choose from.

The minimum payment can be as low as 100 yuan per year. Of course, if the payment is so low, it will be about 100 every month.

Under normal circumstances, according to the payment situation, you can get between one hundred and several hundred per month after retirement. Shanghai and other developed areas can even be thousands. The annual increase depends on the increase of local policy-based pension, which is adjusted at the same time with employee social security every year.

The medical insurance for urban and rural residents is several hundred yuan per year, and the reimbursement rate is about 50%.

Social security plays the role of protecting the most basic risks, and there are many optional grades. No matter what economic conditions, social security should be available.