The Ministry of Human Resources and Social Security and the Ministry of Finance issued the document No.201928 "Opinions on the Work of Endowment Insurance for Institutions and Institutions".

Notice of the Ministry of Finance of Ministry of Human Resources and Social Security on Implementing the Decision of the State Council on the Reform of the Endowment Insurance System for Staff in Institutions and Institutions

Departments (bureaus) of human resources and social security of all provinces, autonomous regions and municipalities directly under the Central Government, financial departments (bureaus), Human Resources and Social Security Bureau of Xinjiang Production and Construction Corps, Finance Bureau, central departments, ministries and commissions of the State Council, directly affiliated institutions, general offices of the National People's Congress Standing Committee (NPCSC) and Chinese People's Political Consultative Conference, the Supreme People's Court and the Supreme People's Procuratorate, central committees of democratic parties and personnel and financial departments of people's organizations:

In order to do a good job in "the State Council's decision on the reform of the endowment insurance system for staff in government agencies and institutions" (issued by the State Council. If he retires on June 65438+1 October1day 20 14 February 3 1 day, his retirement year will be regarded as 20 15 years.

New treatment scheme and payment standard = basic pension+occupational pension, in which basic pension = basic pension+transitional pension+personal account pension. The specific calculation method is as follows:

1. basic pension period = the average monthly salary of local employees in the previous year when they retire ×( 1+ my average payment wage index) ÷2× payment period (including deemed payment period, the same below )×1%,in which my average payment wage index = (deemed payment index× deemed payment period+actual average payment index). When a staff member retires, his/her skills are determined according to his/her post level (technical title) and working years.

Actual average payment index = (xn/cn-1+xn-1/cn-2+...+x 2016/c 2015+x 2014+.

Xn, Xn- 1, ... X20 14 are the sum of my monthly salary base from the year when the insured retires to the corresponding year of 20 14, and Cn- 1, Cn-2, ... C20 13 are the months when the insured retires to 2060.

N paid-in refers to the number of years that the insured actually pays the endowment insurance premium.

2. Transitional pension = the average monthly salary of local employees in the previous year at the time of retirement × deemed payment index × deemed payment period × transition coefficient. Among them, the transition coefficient is consistent with the transition coefficient of basic old-age insurance for enterprise employees in the endowment insurance co-ordination area of government agencies and institutions. The deemed payment index is determined by all provinces and autonomous regions.

3. Personal account pension = personal account accumulation of my basic old-age insurance at retirement. Among them, the number of months is implemented according to the unified provisions of the state.

4. The calculation and payment of occupational annuities shall be carried out in accordance with the relevant provisions of the Measures for Occupational Annuities of Institutions and Institutions.

(five) the determination of the deemed payment period and the deemed payment index. For the staff who participated in the basic old-age insurance for enterprise employees before the reform and participated in the basic old-age insurance for government agencies and institutions after the reform, they should confirm the actual payment period of their participation in the basic old-age insurance for enterprise employees, which is not regarded as the payment period, and is combined with the actual payment period of participating in the basic old-age insurance for government agencies and institutions. Other circumstances shall be regarded as the determination of the payment period, and shall be implemented in accordance with relevant state regulations. When I retire, I will pay the basic pension according to the actual payment period, the deemed payment period and the corresponding deemed payment index.

(6) On standardizing and unifying policy standards. All regions should actively create conditions and implement provincial-level overall planning in accordance with the requirements of the Decision; If it is really difficult to achieve provincial-level overall planning in one step, provincial-level overall planning can be temporarily suspended, and a provincial-level fund adjustment system can be established, and the required funds will be arranged by the provincial budget. The whole province (city, district) should formulate and implement a unified basic old-age insurance system and policy for government agencies and institutions, unify the proportion and base of basic old-age insurance contributions, unify the calculation and payment methods of basic pensions, coordinate the items and standards of basic pensions and adjustment methods, uniformly compile and implement the basic old-age insurance fund budget, and clarify the responsibilities of provincial, prefecture (city) and county governments. All regions should unify the business process and management system of basic old-age insurance and the construction of information management system in accordance with the requirements of business process and information management system formulated by the state, so as to realize centralized management of data resources at the provincial level.

Fourth, adjust the policy of adding retirement fees to some staff when they retire. After the reform, those who have won the honorary titles of model workers at or above the provincial or ministerial level and senior experts with significant contributions will be given a one-time reward when they are on the job, and the proportion of basic retirement expenses will not be increased when they retire. The funds required for the award shall not be charged from the endowment insurance fund. Those who have won such honorary titles before the reform will be given a one-time retirement allowance, which will be paid to themselves at the time of retirement, and the funds will be paid by the original channels. The standard of retirement allowance is determined by the provinces (autonomous regions and municipalities) according to the principle of balanced convergence. Other personnel who meet the conditions of the original additional retirement fee shall be handled according to the above measures.

Five, standardize the pilot policies in various regions. All regions should properly handle the convergence between the original pilot policy and the local "Decision" to ensure the unification and standardization of policies. After the reform, those who meet the requirements of being included in the basic old-age insurance for government agencies and institutions will be paid according to the relevant regulations when they retire. Before the reform, the individual paid the principal and interest, and after the reform, it was transferred to his personal account of occupational annuity. When I retire, the principal and interest paid by these individuals are not included in the standard comparison scope of the new method, and they are paid to me in one lump sum. During the pilot period in various regions, the balance fund of endowment insurance will be incorporated into the basic endowment insurance fund of government agencies and institutions for unified use, and misappropriation and misappropriation are strictly prohibited to prevent the loss of fund assets.

Six, clear the policy of delaying the participation of retirees. After the reform, in accordance with the relevant state policies and cadre management authority, the staff who can appropriately extend the retirement age after approval will continue to pay insurance premiums. If a few of them continue to work at the age of 70, individuals can choose to continue to pay or not. When going through retirement formalities formally, pension benefits will be paid according to regulations.

Seven, extensive publicity work. All localities and departments should organize all forces to publicize the great significance of the reform of the endowment insurance system in institutions, accurately interpret various policies, solve doubts and doubts in response to the concerns of the masses, correctly guide public opinion, create a good public opinion atmosphere conducive to reform, mobilize the whole society to care for and support the reform work, and ensure the smooth implementation of the reform.

Eight, do a good job in training step by step. Ministry of Human Resources and Social Security and the Ministry of Finance will hold training courses on the reform policies and handling management of the endowment insurance system for government agencies and institutions, and train provincial human resources and social security departments, financial departments, central departments and personnel management institutions. All localities and departments should also focus on organizing different levels of business training according to the actual situation, help relevant working institutions and staff to fully and accurately grasp policies, and improve the policy level and business ability to implement decisions.

Nine, earnestly safeguard social stability. The reform of the endowment insurance system in government agencies and institutions involves the vital interests of the staff of government agencies and institutions and the broad masses of the people, and is related to the overall situation of reform, development and stability. All localities and departments should strengthen organization and leadership, make careful arrangements for deployment, and earnestly organize implementation. It is necessary to strengthen work guidance, grasp the implementation in time, carefully analyze the situations and problems encountered, study and put forward solutions to ensure the smooth progress of all work. It is necessary to proceed from the reality of the region and the department, carefully investigate the risk points, formulate the response plan, do the work in detail, and maintain social stability. Major situations and problems should be reported to Ministry of Human Resources and Social Security and the Ministry of Finance in a timely manner.

Attachment: Table of deemed payment index corresponding to positions (technical grades) and working years of institutions and institutions.

Ministry of Finance of Ministry of Human Resources and Social Security

March 20 15

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.