If the insured dies, how much will social security be refunded?

Funeral expenses and pensions can be received after death. The original premium and personal account can be refunded, and the medical expenses before your death can be reimbursed according to the regulations.

After participating in social security, you can not only receive a monthly pension after retirement, but also withdraw the amount from your social security account if the insured person dies unfortunately. Personal social security accounts are divided into medical accounts and pension accounts. When the insured dies, the amount in his personal account can be completely inherited. In addition, you can also receive a one-time pension and funeral expenses subsidies.

First, several situations of withdrawing from social security

About how much can be refunded, it is mainly divided into the following situations:

1, social security paid by the company: the part paid by the individual will all go into the personal account.

2. Pay social security at your own expense: you can only get one-third of the payment.

3 retired civil servants died of illness or non-work-related injuries, funeral grants and pensions are generally 20 months' salary.

4. If a retired employee of an enterprise dies of illness or non-work-related injury, the funeral subsidy and pension are generally six months' salary.

Second, the compensation of social security.

The insured person dies before reaching the retirement age of receiving pension, and there is no corresponding social security compensation. However, the personal contributions and interest in the personal account of the old-age insurance are returned to the heir at one time, and the old-age insurance relationship is terminated. Medical insurance can be reimbursed according to regulations, and you can apply for a social security refund with the death certificate and social security card issued by the local police station to the social security bureau of the insured place. The dependent relatives or heirs of the original insured social security payer can enjoy the following benefits: receiving the accumulated balance of the insured payer's personal account, a funeral subsidy that is three times the average monthly salary of the employees in this city at the time of death, and a one-time pension. Dependent relatives are one, two, three and above, respectively, in accordance with the last year's average monthly salary of employees in this city six times, nine times and twelve times.

Under normal circumstances, after the death of the insured, their relatives can bring personal ID cards, household registration books, death certificates of the deceased and other materials to the local social security department to apply for inheriting social security accounts and receive pensions and funeral expenses subsidies. The process is simple and can be completed in half a month.