What's the difference between Shenzhen social security second gear and third gear?

The difference between the second and third social security files in Shenzhen is as follows:

1. Payment standard: The payment standards for the second and third files of Shenzhen Social Security are different. The second payment standard is low, suitable for low-income workers; The third file has a higher payment standard and is suitable for employees with relatively high income. The specific payment standard can be consulted by the local social security bureau or social security service center;

2. Enjoy the treatment: The second and third grades of Shenzhen social security are also different. The second social security benefits are relatively low, including basic old-age insurance, basic medical insurance, unemployment insurance and industrial injury insurance. The social security benefits of the third grade are relatively high. In addition to the second-grade insurance, it also includes maternity insurance and supplementary medical insurance.

Social security includes the following contents:

1, old-age insurance, which guarantees the future old-age life. The insured can receive the pension on time after retirement, and can receive funeral expenses and pensions when he dies early;

2. Medical insurance, because medical expenses can be reimbursed according to regulations; After the payment reaches a certain number of years, retirement can also enjoy medical insurance benefits;

3, unemployment insurance, unemployment insurance can provide an unemployment insurance premium and subsidies when the insured does not take the initiative to unemployment;

4. Work injury insurance. If the insured is injured during work, the insured can pay the treatment fee, life care fee and disability allowance through work-related injury insurance, and provide disability allowance;

5. Maternity insurance, which provides reimbursement and subsidies for the check-up and medical expenses during childbirth.

To sum up, the second and third standards of social security in different regions may be slightly different, and the specific standards shall be subject to the local social security bureau or social security service center. At the same time, it is suggested to choose the social security grade that suits you according to your actual situation and needs.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC)

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.