Job Recruitment Website - Social security inquiry - Is the reimbursement of birth check-up expenses the same as the maternity allowance?
Is the reimbursement of birth check-up expenses the same as the maternity allowance?
1. Maternity insurance and maternity allowance are different. Maternity insurance is a social insurance system stipulated by national legislation, which provides timely material assistance by the state and society when the labor force is temporarily interrupted due to maternity. Maternity allowance is a variety of rewards made in some areas to encourage fertility.
2. The maternity allowance that has participated in maternity insurance shall be paid by the maternity insurance fund according to the standard of the employer's average monthly salary of employees in the previous year. Maternity allowance: other circumstances stipulated by laws and regulations such as maternity leave and family planning operation leave for female employees;
3. Employers and employees themselves shall pay maternity medical expenses, maternity allowance and other expenses for female employees and nursing leave allowance for male employees' spouses during childbirth to the overall regional maternity insurance fund.
Social security maternity insurance reimbursement conditions are as follows:
1, in line with national, provincial and municipal family planning policies;
2. If the employer has paid more than 1 year for employees during childbirth or family planning operation, it will continue to pay for them. Prenatal examination fee and production fee, the parties bring marriage certificate, social security card and family planning certificate issued by the street to the designated maternity insurance hospital for direct credit card settlement.
To sum up, maternity reimbursement and maternity allowance are not the same thing, but both belong to the scope of maternity insurance subsidies. Maternity reimbursement means that during pregnancy, all the examination expenses and the examination expenses of giving birth can be reimbursed to the Social Security Bureau. Although these expenses cannot be fully reimbursed, the reimbursement ratio is still relatively high, which should be around 70% to 80%. Maternity allowance refers to the salary allowance and welfare allowance during maternity leave after giving birth to children.
Legal basis:
Article 54 of the Social Insurance Law of People's Republic of China (PRC)
The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.
Article 56
Workers in any of the following circumstances can enjoy maternity allowance in accordance with state regulations:
(1) Female employees enjoy maternity leave;
(2) Enjoy family planning operation leave;
(3) Other circumstances stipulated by laws and regulations. Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year.
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