How to pay medical insurance after employees lose their jobs?

How to pay medical insurance after employees lose their jobs?

After unemployment, employees can choose to participate in medical insurance as flexible employees or apply for medical insurance for urban and rural residents.

To participate in medical insurance as a flexible employee, you need to bring your ID card or social security card to the local medical insurance agency for enrollment procedures, and pay according to local payment standards and payment methods. After the payment is completed, they can enjoy the same medical insurance benefits as the on-the-job employees.

To apply for medical insurance for urban and rural residents, you need to bring your ID card or social security card to the local social security agency for insurance procedures, and pay according to the local payment standards and payment methods. The medical insurance benefits for urban and rural residents are relatively low, but the coverage is wide.

To sum up:

After unemployment, employees can participate in medical insurance or apply for medical insurance for urban and rural residents as flexible employees and continue to enjoy medical insurance benefits. Specific payment standards and payment methods need to be paid in accordance with local regulations.

Legal basis:

Article 23 of the Social Insurance Law of People's Republic of China (PRC): Employees shall participate in the basic medical insurance for employees, and both employers and employees shall pay the basic medical insurance premium in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 25 of People's Republic of China (PRC) Social Insurance Law: The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.