Job Recruitment Website - Social security inquiry - What is the social security payment ratio?
What is the social security payment ratio?
Legal analysis: 1. Endowment insurance: the unit pays you 2 1% every month, and you pay 8% yourself. Medical insurance: the unit pays 9% for you every month, and you pay 2% plus 10 yuan for serious illness (the plan for serious illness mainly manages hospitalization); 3. Unemployment insurance: the company pays you 2% every month, and you pay 1%. Work injury insurance: the company pays you 0.5% every month, and you don't have to pay a penny. Maternity insurance: the company pays you 0.8% every month, and you don't have to pay a penny. Housing accumulation fund: the company pays you 8% every month, and you pay 8% yourself. For flexible employees, if social security is entirely borne by individuals, then you only need to pay pension insurance and medical insurance. Individuals who have paid old-age insurance 15 years and reached the legal retirement age (male 60, female 50) can enjoy each fixed pension. Medical insurance, from the date of payment, if you are hospitalized due to illness, the individual will only bear 40% of the medical expenses, and 60% will be borne by the medical insurance department. When you reach the legal retirement age, in addition to hospitalization and insurance benefits, the medical insurance department will generally put money into your medical card every month. You can go to the pharmacy to buy medicine or go to the hospital clinic. In other words, the role of social security is to solve the problem of providing security and medical care for the elderly.
Legal basis: Article 2 of the Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity.
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