The latest social security regulations are introduced.

The latest social security regulations are introduced.

New social security policy in 2023

First, the insured object

(a) urban and rural residents with Beihai household registration or residence permit, except those who participate in the basic medical insurance for employees.

(2) Unemployed Hong Kong, Macao and Taiwan residents who live in Beihai City and apply for residence permits for Hong Kong, Macao and Taiwan residents in the public security department of our city.

(three) all kinds of full-time students and children registered in Beihai kindergarten.

Second, the payment standard

In 2023, the individual payment standard of medical insurance for urban and rural residents will be 350 yuan/person/year.

Third, the mode of payment

Payment can be made through online channels such as WeChat WeChat official account "Guangxi Taxation 12366", Qiaozai WeChat "City Service", Alipay "Citizen Center" and offline counters of banks.

Four, the payment time and enjoy the treatment time

(a) continuous insurance payment. Urban and rural residents should pay the basic medical insurance premium for the new year in September 65438+February every year and enjoy the basic medical insurance benefits for the new year.

(2) Initial insurance payment. For the first time, the insured person who pays the basic medical insurance premium for the new year from September to February will enjoy the basic medical insurance benefits for the new year. From June to June, 65438, those who paid the basic medical insurance premium of that year will enjoy the new basic medical insurance benefits from the next month after paying the basic medical insurance premium in full.

(3) The insurance payment is interrupted. If the payment is suspended for more than 1 year, the new basic medical insurance benefits will be enjoyed from the third month after the full payment of the basic medical insurance premium of the current year.

New rules of social security payment in 2023

The new social security payment rules in 2023 include: payment, application for basic old-age insurance for urban and rural residents, and application for surrender.

1, pay back the money

When the insured reaches the legal retirement age, if the accumulated payment is less than 15 years, the payment can be extended to 15 years. If the deferred payment is still less than 15 years, it can be paid in one lump sum according to the current payment base 15 years, and the basic pension procedures shall be handled according to the regulations.

2, for the basic old-age insurance for urban and rural residents.

After the insured individual reaches the statutory retirement age, if the accumulated payment is less than 15 years (including overdue payment), he can apply to participate in the basic old-age insurance for urban and rural residents where his domicile is located and enjoy the corresponding old-age insurance benefits.

3. Apply for surrender

After the insured individual reaches the statutory retirement age, the accumulated payment is less than 15 years, and the basic old-age insurance premium is not paid as required. Upon my written application, the basic old-age insurance relationship can be terminated, and the amount of personal account storage will be paid to me in one lump sum after being examined and confirmed by the social security agency.

Calculation of insurance premium:

1, social security payment base

The payment base of social security refers to the wage base used by Laszlo enterprises or individual employees to calculate and pay social insurance premiums. This base multiplied by the prescribed rate is the amount of social insurance premiums that enterprises or individuals should pay.

Local social security payment bases are linked to local average wage data. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. Once a year, it will not change within one year after confirmation. The time to apply for adjusting the social security base is generally in July.

Enterprises generally take the total amount of employee work cards as the payment base, and individual employees generally pay social insurance premiums based on their average monthly salary in the previous year. In China, the payment base is approved by the social insurance agency according to the employer's declaration.

2. Payment ratio

Payment ratio, that is, the collection rate of social insurance premiums. According to relevant regulations, different types of social insurance are subject to different collection ratios.

New social security regulations in 2023

The new social security regulations in 2023 are as follows:

1, unify the national payment standard, and it has gone up again! Strengthen social security and services. We will steadily implement the national overall planning of basic old-age insurance for enterprise employees, appropriately raise the basic old-age pension standards for retirees and urban and rural residents, and ensure timely and full payment. Continue to standardize the development of the third pillar endowment insurance. Accelerate the overall planning of industrial injury and unemployment insurance at the provincial level.

In fact, many provinces have also issued documents one after another, clarifying that the national pension payment standards will be gradually unified, social security premiums of some units will increase, and employees' wages will also change.

2. Gradually unify the proportion of pension contributions. Starting from 1, the proportion of contributions of insured units and individuals approved by the state will be uniformly implemented throughout the country. After adjustment, the proportion of pension insurance payment is unified as: unit 16% and individual 8%.

affect

1, to better protect the rights and interests of the insured.

The implementation of the personal account system will better protect the rights and interests of the insured. The personal account will be managed and dominated by the insured, and the insured can choose to withdraw the balance of the personal account to pay medical expenses and pensions according to their own needs.

2. Improve the sustainability of social security.

The implementation of individual account system will improve the sustainability of social security. The personal account will be managed and dominated by the insured, and the insured can choose to withdraw the balance of the personal account to pay medical expenses and pensions according to their own needs. In this way, the use of social security funds will be more reasonable and the sustainability of social security will be improved.

The Latest Policy of Jiangsu Social Security 2023

The basic medical insurance for urban and rural residents is an important livelihood security system. In life, residents who did not participate in insurance in time could not enjoy medical insurance reimbursement when they were hospitalized for sudden illness, which caused a great economic burden to their families. Here is an initiative: please take the time to participate in medical insurance and add a guarantee for the health of yourself and your family!

0 1

Insurance payment time

The insurance payment time is tentatively set at 10 to 12. The payment period is1-25th every month, and the settlement period is from 26th to the end of the month.

02

Payment standard

(a) the implementation of annual insurance, prepaid system. In 2023, the individual payment standard of basic medical insurance for urban and rural residents will be 350 yuan per person per year, and the government financial subsidy standard will not be lower than 6 10 yuan per person per year.

(2) Newborn payment: Newborns (new-born babies of that year) shall register for insurance and complete payment within 90 days from the date of birth, and enjoy medical insurance benefits from the date of birth. Those who pay insurance after 90 days of birth will enjoy medical insurance benefits from the next month of payment.

(3) payment standards for special groups:

Persons who enjoy the insurance subsidy policy among medical assistance objects shall be classified and funded according to regulations.

The subsidy standards for poor people and severely disabled people shall be implemented in accordance with the subsidy standards of the Disabled Persons' Federation.

Note: The needy people with multiple special identity attributes can enjoy the insurance subsidy according to the principle of "high priority, not low priority", and the subsidy cannot be repeated.