What is the minimum standard of five insurances and one gold in Tianjin?

Five insurances and one gold = social security (including pension, medical care, unemployment, maternity and work injury)+provident fund.

Payment amount of five insurances and one gold = social security payment base × social security payment ratio+provident fund payment base × provident fund payment ratio.

In 20 14, the minimum standard of social security payment base for urban workers in Tianjin is 2530 yuan, and the highest standard is 12780 yuan. The average company pays a minimum of 2530 yuan.

Tianjin 20 14 social security contribution ratio: pension 28%, medical care 12%, unemployment 3%, maternity 0.8%, work injury 0.5%.

Social security contributions are calculated as follows:

endowment insurance

Unit: 2530 yuan ×20%=506 yuan.

Individual: 2530 yuan ×8%=202.4 yuan

medical insurance

Unit: 2530 yuan × 10%=253 yuan.

Individual: 2530 yuan ×2%=50.6 yuan

unemployment insurance

Unit: 2530 yuan ×2%=50.6 yuan.

Individual: 2530 yuan × 1%=25.3 yuan.

maternity insurance

Unit: 2530 yuan ×0.8%=20.24 yuan (note: individuals do not have to pay)

employment injury insurance

Unit: 2530 yuan ×0.5%= 12.65 yuan (note: individuals do not have to pay)

In 20 14, the payment base of Tianjin housing provident fund was adjusted from 20 12 to 20 13. The minimum shall not be lower than 1680 yuan and the maximum shall not exceed 18 180 yuan. The contribution ratio of housing provident fund of units and employees remains unchanged at 1 1% respectively. The maximum deposit ratio of units and employees is 15%, and the minimum deposit ratio of units and employees is not less than 5% respectively.

Monthly payment of provident fund = unit payment+individual payment.

Provident fund deposit calculation is as follows:

Unit: 1680 yuan×11%=184.8 yuan.

Individual: 1680 yuan×11%=184.8 yuan.

As can be seen from the above, the unit pays social security 842.49 yuan per month, the individual pays social security 278.3 yuan per month, and the unit and individual pay provident fund 184.8 yuan per month.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.