Can I use the balance of medical insurance card over the years?

Generally speaking, the balance of medical insurance card over the years can be used. If not, it may be because the medical insurance is not paid in full, not paid in one lump sum, and not paid monthly, which leads to the inability to continue to enjoy medical insurance benefits. At present, the medical insurance card is not connected to the national network, so the medical insurance card can only be used in the insured place. Only by opening a medical insurance card at the insured place can reimbursement be made. However, the personal account balance of the medical insurance card cannot be used. Even if the medical insurance is transferred, the personal account balance of the medical insurance card cannot be transferred. The medical insurance card also has a clear term of use. If the medical insurance card expires and can't be used any more, you need to go to the medical insurance center to reissue a new one. The money in the personal account of the medical insurance card will be transferred regularly every month. If the money hasn't arrived, it won't come out naturally. At this time, you can only wait for a period of time, and you can use it normally after the account transfer is successful.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.