Social security costs are getting more and more expensive. Is it really necessary to pay them?

"Social security fee" is getting more and more expensive, in other words, "social security fee" is increasing every year.

This growth is accompanied by the increase in editorial wages!

"Social commentary salary" is based on the total salary of all local employees divided by the number of employees on the job.

Generally speaking, if the salary of employees within the system is higher than that of local supernumeraries, except for a few well-known private enterprises and employees of foreign companies outside the system, the salary of most employees outside the system will be lower than that of local supernumeraries.

With the continuous development of a country, the labor cost will be higher and higher, which is a major factor in the transfer of low-end intensive industries from developed areas to underdeveloped areas.

The annual increase of "social commentary salary" is not very stressful for employees, mainly because the "social security payment co-ordination part" is paid by the employer.

For laid-off workers and purely flexible employees-this huge group, the impact is enormous, and the pressure of payment is also great.

The fundamental reason is: paying the endowment insurance for urban workers in the form of flexible employees requires individuals to bear part of the overall payment.

Then, the "social security" payment increased year by year. Is it necessary for flexible employees to continue to pay fees?

Here, we must understand the truth that paying "social security" is to buy life security for ourselves in old age.

According to the minimum payment period 15 years. Get a pension at retirement age. The return period of this kind of investment is generally around 9 years.

Now the return period of any formal investment product is more than 20 years.

You can make a simple comparison. Individuals invest in buying real estate and renting it out, and the return period of investment is over 20 years, which is also the fastest, and some will take 30 years to return to the capital.

Therefore, it is a good investment choice to pay the endowment insurance for urban workers in the form of flexible employees.

However, it is enough to pay the endowment insurance for urban employees in the form of flexible employees to the minimum payment period! Because this kind of welfare after retirement is inseparable from physical health.

Theoretically, according to the life expectancy of China people in 2022, as long as you reach this life expectancy, you will certainly benefit.

Because farmers with rural hukou have land. Can guarantee the basic needs of life. Therefore, as long as you pay the old-age insurance for urban and rural residents every year! You can choose the payment grade that suits your economic ability according to your personal economic situation, as well as government subsidies. It is also a good investment project, and the return period of investment is about 6 years.