The difference between agricultural insurance and social security

1, payment: the payment grade of the new rural insurance is divided into 8 grades, and all related expenses are paid by individuals; Social security is paid according to the proportion of individual salary, and the company pays it;

The payment grades of the new rural insurance are divided into eight grades, which are: 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 1000 yuan, 1500 yuan and 2000 yuan from small to large. Moreover, the expenses of the new rural insurance are all paid by individuals.

The payment of social security is based on the average social wage multiplied by 60%-300%, which is jointly paid by units and individuals.

2. In terms of collection: pension benefits of new rural insurance = basic pension (55 yuan)+total personal account/139, while pension benefits of social security = basic pension+personal account pension.

New rural insurance pension benefits = basic pension (55 yuan)+total personal account/139.

Social security pension benefits = basic pension+personal account pension

3. The reimbursement rate is different.

Medical insurance in social security is mainly used for reimbursement of medical treatment, including reimbursement of hospitalization medical expenses, reimbursement of maternity allowance and reimbursement of general outpatient medical expenses.

Different reimbursement rates are different in the new rural cooperative medical system. If treated in township hospitals, the reimbursement rate of the new rural cooperative medical system is higher; If you are in a hospital above a municipal hospital, the proportion of social security reimbursement is higher. Both of them decrease with the improvement of hospital level. For example, the proportion of medical insurance reimbursement for social security is generally 70%-85%, and the new rural cooperative medical system is 50%-70%.

4, the scope of use is different.

Medical insurance in social security can be used for registration, medical treatment, medicine purchase, hospitalization reimbursement, etc.

In many cities, the new rural cooperative medical system can only reimburse hospitalization expenses, and in a few cities, it can also reimburse medical expenses.

5. The insurance coverage is different.

Social Security You can participate in social security as long as you have a formal job or are in a town.

The new rural cooperative medical system can only be run in rural areas.

New rural insurance and social security query method:

1, dial the hotline 12333, and then transfer to the manual service for inquiry;

2. Bring the medical insurance card and ID card to the social security service hall, and ask the staff for help;

3. Log in to the local social security official website to check the balance or go to the bank to which the medical insurance card belongs.

4. Pay attention to the micro-signal query of "Bao Min Commune", select men and women, and input the current age and parameters, and you can directly calculate the results.

In addition, the city service in Alipay also has a query channel for medical insurance accounts, but it is not supported in all regions, subject to the page display.

The above is about the difference between rural insurance and social security. I hope my answer can help you.