Job Recruitment Website - Social security inquiry - What are the benefits to the social security fund by encouraging people to pay at a high base and participating in insurance according to 300% base?
What are the benefits to the social security fund by encouraging people to pay at a high base and participating in insurance according to 300% base?
For social security funds, there are many benefits to encouraging people to pay high base fees. First of all, under the current system, the higher the payment base, the higher the social security fees paid by individuals and enterprises. In this way, the total income of the social security fund will increase accordingly, and the basic pension and other treatment levels of each insured person will also be improved. Secondly, the high base payment can improve the structure of the social security fund, increase the accumulated balance of the fund, and then enhance the solvency and security of the social security fund, laying a solid foundation for the future adjustment of insurance rates. Finally, encouraging high base payment is also conducive to promoting the investment and operation of social security funds and achieving better returns.
Is it risky to pay a high base fee? High payment base is not necessarily risky, but it should be determined according to the actual situation. If your own economic strength allows and you are willing to take certain risks, you can choose a high base payment. For individuals or enterprises that can't take risks, they need to choose carefully.
Encouraging people to participate in insurance according to the base of 300% can ensure the sustainable development of social security funds, improve the solvency and guarantee ability of funds, and better meet the insurance needs of the broad masses of the people. However, it needs to be selected according to the actual situation and risk tolerance of the individual.
Legal basis:
Article 14 of the Social Insurance Law of People's Republic of China (PRC) is based on the wage income of the insured in the previous year. The insured person can choose his salary income in the previous year, his salary income this month or the local minimum wage as the payment base.
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