Job Recruitment Website - Social security inquiry - How to pay for social security for three years?
How to pay for social security for three years?
2. Flexible employment. You can apply for flexible employment renewal according to the local social security policy. Whether you go back to the original place of insurance or go to other places to participate in insurance, you can continue to pay social security as long as you go through the social security transfer procedures.
3. Social security for residents. If you are old and want to retire, in this case, you can consider changing employee social security or flexible employment social security into resident social security.
First, the calculation standard of social insurance premium:
Social insurance must work out a certain proportion of the insured's burden according to the probability of various risk accidents and the total payment expenditure estimated in advance according to the payment standard as the standard for determining the insurance rate. Moreover, unlike commercial insurance, the calculation of social insurance rate needs to consider more social and economic factors besides risk factors in order to obtain a fair and reasonable rate.
Two, the collection method of social insurance premiums:
1, proportional insurance system. This method is based on the wage income of the insured, and a certain proportion is stipulated to collect insurance premiums. Adopting the proportional system, the initial main purpose of social insurance is to compensate the income lost by the insured in risk accidents in order to maintain their minimum living. Therefore, we should refer to his usual income, on the one hand, as a standard to measure payment, on the other hand, as the basis for premium calculation. The biggest drawback of the work-based proportional insurance system is that the burden of social insurance is directly related to wages. Whether employers and employees bear social insurance premiums or one of them bears social insurance premiums, the burden of social insurance is manifested in the increase of labor costs, which will lead to capital crowding out labor, which will lead to an increase in unemployment.
2. Equal insurance premium system. That is, regardless of the income of the insured or his employer, the insurance premium of the same amount should be charged. The advantages of this system are simple calculation and easy to be universally realized. Moreover, in countries that collect insurance premiums in this way, the payment system is generally divided equally, which has the significance of equal income and expenditure. But its defect is that low-income people and high-income people pay the same premium, which is obviously unfair in terms of affordability.
Legal basis:
Article 58 of the Social Insurance Law, the employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.
Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit. Under normal circumstances, the time limit for paying back insurance depends on the social insurance premium collection agencies and enterprises.
Article 72 of the Labor Law of People's Republic of China (PRC) * * * Employers and employees must participate in social insurance and pay social insurance premiums according to law.
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