What is the difference between Shanghai medical insurance newcomer 303 and 304? How to reimburse them?

1. Insured object: Plan 303 is mainly applicable to urban residents, and Plan 304 is applicable to rural residents and other eligible special groups.

2. Coverage: Plan 303 and Plan 304 are basically the same in terms of medical insurance, including basic medical insurance, critical illness insurance and commercial medical insurance.

3. Payment standards: The payment standards of the 303 plan and the 304 plan are also different. Generally speaking, the payment standard for urban residents to participate in the 303 plan is slightly higher than that for rural residents to participate in the 304 plan.

Reimbursement can be operated according to the following steps:

1. After seeing a doctor in the hospital, consult the relevant medical insurance window to understand your own medical insurance reimbursement regulations and reimbursement ratio.

2, according to the provisions of medical insurance, will need to be reimbursed invoices, prescriptions and medical certificates and other materials ready.

3 to the local community medical insurance center for medical expenses reimbursement, fill in the corresponding application form, submit the required materials.

4. Wait for the medical insurance center to review and handle, and receive the reimbursement within the specified time.