Job Recruitment Website - Social security inquiry - What is the impact of Shenzhen social security being cut off in the middle?
What is the impact of Shenzhen social security being cut off in the middle?
1, social security is calculated according to the number of months of continuous payment. If the insurance is cut off halfway, the social security payment record will be interrupted, which may affect the social security rights and interests;
2. The longer the social security payment time, the higher the treatment level. If the insurance is cut off halfway, the social security benefits may be affected;
3. If you lose your insurance for more than a certain period of time, such as more than 6 months, you may lose some social security rights, such as unemployment insurance benefits and medical insurance reimbursement.
Social security payment process:
1. When applying for payment of social insurance premiums, the employer shall sign (seal) the payment application form or other written materials to confirm that it does not include the payment of social insurance premiums after work-related injuries, submit relevant materials to the district social insurance handling window or agency according to regulations, and go through the payment formalities at the front desk of the district social insurance handling window after approval;
2. If the employer applies for paying the work-related injury insurance premium after the work-related injury occurs, it shall submit the audit opinion documents and related overdue materials issued by the district social insurance audit institution to the district social insurance handling window or the handling institution, and go through the formalities of paying back the fees at the front desk of the district social insurance handling window after passing the examination;
3, flexible employment personnel to pay unemployment insurance premiums to the district unemployment insurance agencies to apply, by the district unemployment insurance agencies for preliminary examination, the municipal social insurance agencies for review, with the preliminary examination and review materials, to the district social insurance agencies window for payment procedures;
4. Flexible employees apply to pay pension and medical insurance premiums during the interruption period, and submit relevant materials to the window of the district social insurance agency, which shall be handled after being examined and approved by the window staff. In some cases, if the social security agency refuses to handle it, it can choose to remit it to the company.
To sum up, if the reason for terminating insurance is due to special circumstances such as unemployment or maternity, you can apply for social security holdover to avoid affecting social security rights and interests.
Legal basis:
Article 16 of People's Republic of China (PRC) Social Insurance Law
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Article 27
Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.
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