Is the base of medical social security payment high or low?

There is no absolute difference in the payment base of medical social security, depending on the individual's economic situation and medical needs.

If the individual's economic situation is better and the future medical needs are higher, it may be more appropriate to choose a higher medical social security payment base. Because a higher payment base means a higher proportion of medical insurance reimbursement and more medical insurance benefits, it can better protect the medical needs of individuals when they have diseases. However, if the personal economic situation is difficult or the demand for future medical care is low, it may be more appropriate to choose a lower medical insurance payment base. Because a lower payment base can reduce the economic burden of individuals and avoid affecting the quality of life because of paying high medical and social security fees.

Medical insurance reimbursement methods are as follows:

1. Before seeing a doctor: Before seeing a doctor, you need to confirm the type and scope of your medical insurance, choose medical institutions and doctors that meet the medical insurance policy, and ensure that medical expenses can be reimbursed;

2. During medical treatment: during medical treatment, you need to fill in your basic personal information and medical conditions accurately, and provide your medical insurance card and related certification materials to doctors and medical institutions;

3. Reimbursement application: After seeing a doctor, you need to submit an application for reimbursement of medical expenses to the local social insurance management center or medical insurance office, and provide relevant medical expenses bills and supporting materials, such as outpatient invoices, prescription notes, medical records, etc.

4. Reimbursement review: medical insurance institutions review the application for reimbursement of medical expenses, check the information such as expenses and illness, and determine the proportion and amount of reimbursement;

5. Reimbursement payment: After approval, the medical insurance institution will pay the reimbursement amount to the applicant's bank account or medical insurance card.

To sum up, there is no absolute difference in the payment base of medical social security, depending on the individual's economic situation and medical needs. When you choose, you need to consider it comprehensively according to your actual situation and needs.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.