Job Recruitment Website - Social security inquiry - Can I buy social security after paying rural medical insurance?

Can I buy social security after paying rural medical insurance?

Rural medical insurance and social security can be purchased at the same time, but only one can be reimbursed. It is suggested to stop paying rural medical insurance and keep social security. The method of stopping insurance is as follows:

1. If you want to stop medical insurance, you need to take the relevant certificate issued by the Social Security Bureau, as well as my ID card and medical insurance and other related materials to go to the medical insurance institution to stop medical insurance. Applicants need to go to the medical insurance window to apply for surrender and provide relevant materials;

2. Applicants need to fill in the medical insurance surrender application form. The agent will check everyone's surrender qualification and basic information. If it meets the requirements, they will stop the insurance for everyone and issue a notice of stopping the insurance. Finally, just take the notice to the medical insurance financial settlement window for a refund.

The difference between medical insurance and medical insurance;

1. Generally speaking, medical insurance refers to basic medical insurance, such as medical insurance for employees, medical insurance for urban and rural residents, medical insurance for flexible employees, etc. Medical insurance refers to commercial medical insurance;

2. Medical insurance also belongs to social security and has certain public welfare, while medical insurance is commercial medical insurance, which is sold by insurance companies, so it will have certain profitability;

3. Most medical insurance is compulsory for employers to buy for employees, and the premium is shared by employers and employees, but medical insurance is not like this. It is generally up to the consumer to decide whether to insure.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC).

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 11

The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.