How to apply for the suspension of medical insurance

To apply for the suspension of medical insurance, you usually need to go to the local social security bureau to apply, or apply through the online service channels provided by the local social security bureau.

The details are as follows:

1. To submit an application for suspension of insurance at the local social security bureau, you need to bring along proof of identity, your health insurance card and an application for suspension of insurance.

2. Submit the application for termination of insurance through the official website of the social security bureau or the relevant online service platform, and fill in personal information and reasons for termination of insurance according to the guidelines.

3. In some areas, it may be necessary to provide proof of suspension of insurance, such as proof of leaving the country or proof of retirement.

The effects and precautions of medical insurance suspension are reflected as follows:

1. After suspension, individuals will temporarily lose their medical insurance benefits until they re-enroll in the program.

2. Medical expenses incurred during the suspension period will not be reimbursed by the health insurance.

3. It is recommended to carefully consider the impact on healthcare coverage before applying for suspension of insurance, especially for people with chronic illnesses or those who frequently need medical services.

In summary, the process of medical insurance suspension needs to be carried out through the local social security bureau, either in person to submit documents or through online service channels. The process requires proof of identity, a health insurance card and an application for suspension, and sometimes specific supporting documents. Discontinuation of insurance has a direct impact on one's healthcare coverage, so the possible consequences should be fully assessed before deciding to discontinue insurance, especially for those who need regular medical services. Once the insurance is discontinued, medical expenses incurred during the period will no longer be eligible for reimbursement by the health insurance.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 56

Participants in social insurance shall have the right to know the status of their rights and benefits and to inquire about the information of their individual social insurance accounts in accordance with this law and the relevant provisions of the state. The State establishes a social insurance information system to provide convenient inquiry services for the insured.