Job Recruitment Website - Social security inquiry - Is maternity insurance reimbursed by the unit or by the Social Security Bureau?
Is maternity insurance reimbursed by the unit or by the Social Security Bureau?
Maternity insurance is reimbursed by the Social Security Bureau. Maternity insurance is the welfare given to pregnant female workers by the state through legislation, which is divided into two parts: maternity medical expenses and maternity allowance. The expenses of prenatal examination are generally reimbursed directly through maternity insurance after being filed in local hospitals, and the reimbursement level varies in different cities. The cost of giving birth to a child can be reimbursed for a certain amount at one time, and the standards in each city are different. In addition, some provinces and cities will provide nutritional subsidies, which will be paid when employees give birth or miscarry after seven months of pregnancy. The standard is 2% of the average annual salary of employees in urban non-private units in the previous year. Maternity insurance can only be handled in the unit, and its expenses are funded by the unit, and individuals do not have to pay. When an individual is hospitalized, the expenses paid are in line with the family planning policy, and the social security contributions are included in the unit account and paid by the unit.
Legal basis:
Article 54 of the Social Insurance Law of People's Republic of China (PRC) * * * If the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.
Derivative problem:
How long does it take to pay maternity insurance?
12 months, maternity insurance reimbursement, the insured must continue to pay social security 12 months, and still pay social security one month before childbirth, in order to reimburse the national standard 100%. If the insured person pays the basic medical insurance premium for less than 6 months, he cannot enjoy the maternity medical treatment. If the continuous payment is less than 6 months 12 months, it can be paid at 30% of the quota standard.
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