What does a total score of 40.8 for five risks mean?

"The total score of five insurances is 40.8" means that employees pay 40.8% of five insurances and one gold, including pension insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

Specifically, the proportion of contributions for endowment insurance and medical insurance shall be borne by enterprises and employees respectively, while the contributions for unemployment insurance, industrial injury insurance and maternity insurance shall be borne by enterprises in full. The proportion of housing provident fund is also shared by enterprises and employees, but the proportion is different in different regions.

In China, five insurances and one gold are the basic social security for employees and also a part of the labor cost of enterprises. According to national regulations, enterprises need to pay five insurances and one gold for employees according to a certain proportion. The total score of employees' five insurances is 40.8, which means that the proportion of employees' social security contributions is higher, which also means that the labor cost of enterprises increases.

If an enterprise wants to reduce the labor cost, it can consider reasonably controlling the employee welfare, but it also needs to abide by the corresponding laws and regulations. At the same time, enterprises can also alleviate the pressure of labor costs by improving the work efficiency of employees and reducing other costs.