Why is there a civil service subsidy on the medical insurance card?

National Medicaid for civil servants is a supplementary medical security for civil servants based on the basic medical insurance system for urban workers. Mainly used to subsidize the basic medical insurance drug list, diagnosis and treatment items and medical service facilities standards for civil servants to pay more than a certain amount of hospitalization medical expenses. In view of the small accumulation of employees' personal accounts in the early stage of medical reform, appropriate subsidies will be given to the outpatient expenses of civil servants who meet the basic medical payment conditions.

Each municipal government is different according to the provisions within the scope of national policies. The general Medicaid standard is:

(a) in a natural year designated hospital outpatient medical expenses (excluding special examination and special treatment costs), personal accounts accumulated to pay more than 600 yuan, 2000 yuan, 50% employee subsidies, retirees subsidies 55%. When the personal account amount is zero, civil servants do not enjoy Medicaid treatment.

(two) in a natural year, the medical expenses that can be written off for inpatient and outpatient chronic diseases shall be borne by individuals below the maximum payment limit of the basic medical insurance pooling fund, and the employees shall be subsidized by 50% and retirees by 55%. The maximum payment limit of national civil servant Medicaid basic medical insurance is 20 thousand yuan.

(three) in a natural year, the basic medical insurance is higher than the maximum payment limit, and the large medical subsidy is lower than the maximum payment limit. The maximum payment limit of Medicaid for state civil servants is 20,000 yuan.

Legal basis:

People's Republic of China (PRC) civil servant law

Eighty-third civil servants to participate in social insurance according to law, enjoy insurance benefits in accordance with state regulations. If a civil servant dies in the line of duty or dies of illness, his relatives shall enjoy pensions and preferential treatment prescribed by the state.

Article 84 No organ may change the salary, welfare and insurance policies of civil servants without authorization, and may not raise or lower the salary, welfare and insurance benefits of civil servants without authorization. No organ may deduct or default on the salaries of civil servants.