Can rural pension insurance and social security be combined

Rural pension insurance and social security can not be combined. Pension insurance is divided into new rural social pension insurance, enterprise employees' basic pension insurance and urban residents' social pension insurance. Because the social pension insurance can only enjoy one kind.

The differences between rural old-age insurance and social security are as follows:

1, the protection object is different:

(1) the basic old-age insurance for urban workers is to ensure the urban employment group;

(2) while the new rural insurance protects the rural residents group;

2, the payment is different:

(1) the basic old-age insurance for urban workers is the national Laws and regulations are mandatory, employers, employing units, including individual workers must pay the required contributions;

(2) while the new rural insurance emphasizes the principle of voluntarism, is the voluntary participation of farmers, which is also based on the current stage of the actual rural areas, guided by the government, but do not engage in coercive orders;

3, the different standards of payment:

(1) the new rural insurance (1) The new rural insurance policy "has flexibility", which is not found in the basic pension insurance for urban workers;

(2) In the basic pension insurance for urban workers, there are stipulated contribution ratios, stipulated eligibility requirements, and stipulated payment standards, which in general do not have much flexibility. In the new rural insurance, there is a principle called "flexibility", such as the design of the contribution standard from 100 yuan to 200 yuan, 300 yuan, 400 yuan, 500 yuan. Farmers can choose according to their own income level, while allowing localities to set additional contribution standards, either upward or downward.

Legal Basis: The Social Insurance Law of the People's Republic of China Article 16

Individuals who have participated in basic old-age pension insurance, and who have made contributions for a total of fifteen years by the time they reach the legal retirement age, will receive their basic old-age pension on a monthly basis.

Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the statutory retirement age may contribute until they reach the full fifteen-year limit and receive a basic old-age pension on a monthly basis;

they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and shall enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.