Shandong Province medical insurance returned to the proportion of personal accounts

A, Shandong workers health insurance returned to the social security card ratio

has enjoyed the health insurance benefits of the retired (job) personnel according to my last year (social security year) at the end of the month of the retirement pension of 3.5% to establish a personal account.

My pension is lower than the average monthly salary of urban non-private sector on-the-job workers in the province, calculated on the basis of the average monthly salary of urban non-private sector on-the-job workers in the province, up to a maximum of 4,500 yuan.

unit retiree basic medical insurance personal account transfer time, under normal circumstances before the 8th of each month to the account (holidays postponed).

Another financial supply unit personnel to be unit full contribution, according to the contribution base 1.5% transferred to the medical personal account.

Two, social security returned to the proportion of medical card

Medical card back to the money as follows:

Thirty-five years of age, generally in accordance with the social level of wages of the return of two percent;

thirty-five years of age, forty-five years of age, about three percent; forty-five years of age, sixty years of age, about three point eight percent.

According to the relevant provisions of the law, the state to improve the urban and rural social security system, the establishment of a sound protection mechanism, support for the countryside to improve the level of social security management services; the establishment of a sound mechanism for urban and rural residents to determine the basic pension insurance treatment and the normal adjustment of the standard of the basic pension, to ensure that urban and rural residents of basic old-age pension insurance treatment with the economic and social development of the gradual increase.

The state supports farmers to participate in basic pension insurance for urban and rural residents in accordance with the provisions of the basic medical insurance, and encourages qualified flexible employment and agricultural industrialization employees to participate in the basic pension insurance for employees, the basic medical insurance for employees and other social insurance

Three, Shandong workers medical insurance returned to the social security card proportion how much ah

Medical insurance It is a kind of medical insurance. It is neither a retirement paycheck nor a supplemental pension, so the normal can not withdraw cash, you can see the doctor to take medication.

There are two cases of withdrawal: one is the retiree's death, the immediate family can be a one-time withdrawal after the account. Secondly, retirees living with their children, leaving the location of the card, the medical insurance office in accordance with the provisions of the cash.

Four, Shandong workers health insurance returned to the proportion of social security card how much money

Shandong health insurance card Weifang is the end of each month, the twenty-seventh, the eighth hit to the retiree. Generally a week after the release of pensions, the health insurance money is also sent. Very accurate when people, like pensions from having defaulted. Every year when the pension rises at the same time, the medical insurance card on the _ also rose at the same time, timely reissuance, to do with the pension synchronization, so by the popularity of _.

Fifth, Shandong after retirement health insurance card back to the proportion of money

Yantai retired workers monthly to the health insurance card money, is used for retired workers to pay for the purchase of medicines and medical fees spent on medical treatment. The exact amount of this fee is different for each person and is linked to the age of the retired employee. It is calculated by multiplying the age of the person by 1.5. For example, the monthly medical fee for a person aged 65 is 65_1.5=97.5 dollars. This amount increases by $1.50 per year with age.

Sixth, Shandong social security card how much money returned each month

Shandong 2021 individual employees to their average monthly salary income in the previous year for the monthly contribution base, according to the 2% contribution, by the unit in their salary monthly withholding and payment. Example: Wang's monthly salary income is 900 yuan, line monthly basic medical insurance premiums should be 900 yuan * 2% = 18 yuan.

The introduction of health insurance

Health insurance refers to social health insurance. It is a social insurance system for the basic medical needs of workers when they are sick according to the laws and regulations of the state and society.

The medical insurance has the characteristics of "low level, wide coverage", the contribution to a low level of the vast majority of units and individuals can afford to pay the cost of subject to a wide range of coverage of all units and workers in urban areas, different nature of the units of the workers are able to enjoy the right to basic medical insurance. Participants can enjoy it for life after completing the contribution period.

Medical insurance is the inevitable result of social progress and production development. In turn, the establishment and improvement of the medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves workers of their worries, so that they can work without fear, which can improve labor productivity and promote the development of production; on the other hand, it also ensures the physical and mental health of workers, and ensures the normal reproduction of labor.

Medical insurance gives economic help to sick workers, helps to eliminate the social instability brought about by disease, and is an important social mechanism for adjusting social relations and social conflicts.

Seven, Shandong workers health insurance after retirement how much money can be returned each month

Working workers health insurance reimbursement ratio:

1, to the hospital outpatient, emergency room after seeing the doctor, more than 1,800 yuan of medical expenses can be reimbursed, reimbursement rate is 50%.

2. If you are a retiree under 70 years old, you can be reimbursed for expenses above 1300 RMB, and the reimbursement rate is 70%.

3. If the retiree is over 70 years old, the expenses above $1300 can be reimbursed and the reimbursement rate is 80%.

Eight, Shandong enterprise retirement medical insurance card return standard

First of all, it depends on 2021 your medical insurance account is belong to that kind. If your medical insurance account is a working employee or enterprise enterprise enterprise retiree, then it is a monthly return to the money, according to the proportion of the salary of a few percent return. If you are an urban resident, there is no rebate, only hospitalization reimbursement.

Nine, Shandong Province, the proportion of workers' health insurance card return

We all know that the workers' health insurance account consists of two parts, one is the integrated account, the other is the personal account, the integrated account is used to reimbursement of hospitalization to see the doctor, the personal account can be a daily credit card to buy drugs. We are talking about the balance of the health insurance card is the balance of the personal account, this money is generally the part of the employee's own contribution.

We will take the salary of 3,000 health insurance card how much money per month as an example, to teach you how to calculate:

For example, Changsha employee health insurance, business and personal contribution ratio is 8% and 2%, assuming that the salary of 3,000 corresponds to the minimum social security contribution base of 3,087 yuan, then the employee will need to pay the health insurance premiums for 3,087 * 2% = 61.74 yuan.

This money will be directly into the personal account, usually buy drugs can brush card payment. Other cities, you can also follow this method of calculation. How much money can be played every month, and the contribution base has a direct relationship, generally the higher the contribution base, the more the medical card personal account monthly amount of money into the account.

Ten, Shandong in the work of the medical insurance return ratio

The civil servants pay the basic medical insurance for urban workers, the proportion of the return to the personal account, in the scope of the same coordinating area, and the other employees are the same.

The main sources of money for the medical insurance personal account include three aspects. First, the individual contribution of 2%, this part is the full return, constituting the main body of the individual account; Second, the unit contribution proportionally returned to the part. In accordance with the provisions of the unit contribution part of the proportion of 30% to be returned to the individual account, converted into a return ratio of about 1.8%, but not an average return, but in accordance with the age structure of the return; Third, the interest generated by the funds of the individual account. Medical insurance personal accounts have a certain degree of liquidity, so the interest is calculated in accordance with the bank interest on demand deposits.

In accordance with the provisions of the Social Security Law, all employees who have paid the basic medical insurance for urban workers, after reaching the statutory retirement conditions for retirement procedures, the number of years of medical insurance contributions to reach the number of years of state contributions, no longer pay the medical insurance after retirement, life-long enjoyment of health care treatment.