There is a difference between millions of medical insurance with social security and no social security. There are these differences.

Millions of medical insurance, as the name implies, is a medical insurance product with a coverage of one million yuan. Millions of medical insurance is an insurance product that is actually reimbursed. When applying for reimbursement, you need to provide the corresponding medical invoice. Many users take millions of medical insurance as a supplement to the basic medical insurance, which can provide more adequate protection for the insured. So what's the difference between having social security and having millions of medical insurance without social security? Let's get to know each other.

Millions of medical insurance has the difference between social security and no social security.

1 the difference in premium: it will be cheaper to insure millions of medical insurance with social security, but it will be higher without social security.

2 Difference in reimbursement ratio: With social security, the reimbursement ratio will be higher than that of users without social security. For example, in terms of social security, the medical expenses after the user's social security reimbursement can be reimbursed by millions of medical insurance according to the ratio of 100%; If there is no social security, the reimbursement rate of millions of medical insurance is generally around 60%, which cannot be reimbursed according to the ratio of 100%.

The reason why people without medical insurance are more expensive than those with medical insurance is that millions of medical insurance is reimbursement insurance, which will be reimbursed according to the actual medical expenses of the insured. People with medical insurance will use medical insurance to reimburse first, so this greatly reduces the reimbursement amount of millions of medical insurance, and the premium is naturally lower than those without medical insurance.