Is five insurances and one gold social security?

The two are different. "Five insurances and one gold" refers to social security and "one gold" refers to provident fund.

Definition of five insurances and one gold: it mainly consists of five parts, including endowment insurance, medical insurance, maternity insurance, unemployment insurance, industrial injury insurance and what we often call housing accumulation fund. Social security is the abbreviation of social insurance. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Old-age insurance is insurance to ensure that we still have money to use after retirement. It only requires us to pay 15 years before retirement, and then we can receive a considerable pension every month after retirement.

Medical insurance can not only reimburse the hospital for outpatient expenses, but also reimburse a certain proportion of hospitalization expenses and medical expenses if hospitalized. It is the most useful and effective insurance in social security, and we usually have the most contact.

Maternity insurance, as its name implies, is the insurance for giving birth to children. You can reimburse maternity medical expenses, prenatal and postnatal examination fees, birth control surgery fees, and even subsidize some economic losses caused by childbirth.

Work-related injury insurance is the insurance that can compensate us or our families when we are temporarily or permanently incapacitated or even die due to accidental injuries or occupational diseases at work.

Unemployment insurance ensures that after we lose our jobs due to the bankruptcy or dismissal of the company, we can get an unemployment benefit every month so as not to live without money.

Housing provident fund is a national free welfare that integrates buying, renting and decorating, and the loan interest is still ultra-low.

It is very simple to apply for a social security card. After the insured person gets his computer number, he can go to the social security center to apply for a social security card. If he is in Shenzhen, he can go to the bank outlets that cooperate with the Social Security Bureau, which is more convenient and quick. When applying for a social security card, the insured person needs to provide a digital receipt and his ID card, fill in the application form at the bank outlet, and hand over the application form and application materials to the bank staff. Within 20 working days, the bank will inform the insured to collect and activate the social security card at the bank.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 64 Social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.