Just over 60% of the minimum social security payment in Shenyang 15. If I retire this year, how much can I get every month?

The basic pension is calculated by multiplying the average salary of employees in the previous year by 0.6 (payment index) and then multiplying it by the percentage of payment years. The result is about 549 yuan.

2. Personal pension

Personal pension is calculated by dividing the total account amount by the number of months.

Retirement at the age of 55, according to national regulations, the number of months is 170. Minimum payment 15 years, the total personal account is 65,000 yuan, and the personal account pension can be calculated as 382 yuan/month. The total monthly pension is personal account pension plus basic pension, and the calculation result is 93 1 yuan.

Choose individuals to pay social security, and the pension they get will be several thousand yuan compared with those employees. If you live in a town, the pressure of living with this money is even greater. If you live in the countryside, the money is enough to meet your daily expenses, and you may have a balance every month.

Extended data:

Individuals who participate in the basic old-age insurance can pay monthly if they have paid 15 years when they reach the statutory retirement age.

pension

Receive a basic pension. In other words, employees participating in endowment insurance must meet two conditions to receive pension:

First, reach the statutory retirement age;

Two, the cumulative payment of old-age insurance premiums for 15 years.

According to the relevant regulations, the legal retirement age of enterprise employees in China is:

Men are over 60 years old, women workers are over 50 years old and women cadres are over 55 years old.

Engaged in underground, high altitude, high temperature, particularly heavy manual labor or other jobs harmful to health (hereinafter referred to as special jobs), the retirement age is 55 years old for men and 45 years old for women; Disabled due to illness or non-work-related, the retirement age is 55 years old for men and 45 years old for women, which is certified by the hospital and confirmed by the labor appraisal committee.

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