Job Recruitment Website - Social security inquiry - What are the requirements for foreign hukou to buy a house in Wuhan now?

What are the requirements for foreign hukou to buy a house in Wuhan now?

Social security in Wu Hanyou for at least two years, limited to a suite.

Opinions of the General Office of Wuhan Municipal People's Government on Further Strengthening the Regulation of the Real Estate Market

Article 1: Resolutely curb investment in speculative housing demand. Continue to strictly implement the policy of restricting the purchase of commercial housing. Non-registered families in this city tentatively apply for buying houses, and the time for paying taxes or social insurance in this city is adjusted from 1 year to 2 years, and only 1 apartment (including newly-built commercial housing and second-hand housing) is purchased.

Other general conditions:

1. If you want to borrow money, you need to provide proof of income, a copy of the business license with the official seal of the unit, recent salary flow and so on.

2. Generally foreigners need to borrow money from the bank to buy a house:

(1) agrees to use the purchased house as collateral.

(2) The borrower's age and loan period shall not exceed 65 for men and 60 for women.

(3) Having full capacity for civil conduct; Have permanent residence or valid residence status in China.

(4) A down payment of not less than a certain percentage of the total price of the purchased house must be paid.

(5) Have stable professional and economic income, good credit and the ability to repay the principal and interest of the loan.

(6) A house purchase contract or agreement has been signed.

Extended data:

Wuhan housing purchase policy:

1. To buy a house in Wuhan, you must bring your identity certificate, residence permit and a copy to the real estate transaction market management committee for examination and seal. After examining the Registration Form of House Purchase and its materials, the CMC will issue the Notice of Approval for Individual House Purchase in Other Provinces and Cities (hereinafter referred to as the "Approval Form"), which is valid for 6 months;

2. The buyer shall, within/0/5 days after the signing of this contract, bring his ID card, residence permit, approval form and the original and photocopy of the house purchase contract, apply for the Notice of Handling Personal Property Rights in Other Provinces and Cities in Wuhan (hereinafter referred to as the Notice), and withdraw the approval form after issuing the Notice to the buyer;

3. When buying a house in Wuhan, the buyer carries a notice, a contract, an identity document and a residence permit to go through the transfer formalities with the developer, and pays the transaction fee, stamp duty and other taxes as required.

References:

Wuhan Housing Security and Housing Administration _ General Office of Wuhan Municipal People's Government on Further Strengthening