Individuals pay social security retirement pension in 2o15 years of the basic salary for how many

Pension formula:

1, the content of the personal account of the pension insurance includes three parts: the basic pension insurance premiums paid by the individual + the basic pension insurance premiums paid by the unit credited to the personal account portion + interest calculated at the social security rate. Obviously, the new policy will remove the unit paid basic pension insurance premiums credited to the individual account part of the removal.

2. Contribution ratio: the part consists of individual contributions and unit contributions.

(1) Individual contributions based on the employee's own average monthly salary for the previous year (the minimum number of 60% of the previous year's citywide employee wages; the maximum number of 300% of the previous year's citywide employee wages) of 8%.

(2) The unit contribution is 22% of the employee's average monthly salary for the previous year. The old policy was that all personal contributions and 3% of unit contributions were credited to individual pension accounts, and 19% of unit contributions were transferred to the social pool, while the new policy will transfer 3% of unit contributions to the social pool to solve the problem of empty pension accounts.

3, pension formula: "in the basic pension = basic pension + personal account pension + transitional pension = retirement before the year of the city's average monthly salary × 20% (less than 15 years of contributions at 15%) + personal account principal and interest and ÷ 120 + indexed average monthly salary × the end of 1997 before the number of years of contributions × 1.4%. 1.4%.

"The basic pension for newcomers = basic pension + individual account pension. The basic pension is calculated at 20% of the average monthly salary of the city employees in the previous year when the person retires, and the individual account pension is calculated by dividing the amount stored in the person's account by 120. (Note: Due to objective reasons, the calculation standard may be different in some cities across the country).

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