How to deal with changing jobs, social security and provident fund

With the increasingly fierce competition in the workplace, job-hopping is a very common thing, but many people have a question when they leave their jobs, that is, how to deal with the social security and provident fund for job-hopping Let's get to know each other if necessary!

What about changing jobs, social security and provident fund?

I. Social security

(1) Transfer social security

When changing jobs, if you have participated in social security and need to continue to participate in insurance, you can transfer the social security paid by the original unit to the new unit. This will ensure that you continue to enjoy social security benefits in the new company, and the previous social security payment records will continue to be retained.

(2) Stop social security.

If you decide to terminate the work of the original company, you need to go to the local social security management department to handle the social security termination procedures to ensure that the social security payment will not continue.

(3) Individuals pay social security.

You can go to the local social security management department to pay personal social security, but the social security fees paid by individuals may be slightly higher than those paid by the unit, but you can ensure that your social security records are uninterrupted.

Second, provident fund.

(1) Termination of withdrawal of provident fund.

Bring the certificate of dissolution of labor contract issued by the company, the original and copy of ID card 1 and the original provident fund passbook to the provident fund management center for review. After the approval, print and seal the Application Form for Housing Provident Fund Extraction. Take the housing provident fund withdrawal application form, the original ID card and a copy of 1 to the designated bank (the company will tell you) to withdraw cash.

(2) Transfer of provident fund

The premise is that you have to apply for the provident fund first, and then go through the transfer formalities at the provident fund management center in the last city with the transfer letter issued by the provident fund management center in the transfer place.

(3) Opening an individual provident fund account

If your new unit doesn't have a provident fund deposit plan, you need to go to the local housing provident fund management department to open a personal provident fund account and transfer your provident fund to this account. The process and procedure of opening a personal provident fund account is similar to that of opening an ordinary bank account.

What is the impact of social security withholding?

(1) Medical insurance cannot be reimbursed if it is not paid for three consecutive months;

(2) Endowment insurance, which has no effect on breaking off diplomatic relations, can be returned, but it cannot be paid for fifteen years;

(3) Maternity insurance. Those who have not paid the maternity insurance premium in full for 12 months cannot enjoy maternity insurance;

(4) once the industrial injury insurance is broken, it will be invalid;

(5) Unemployment insurance will not become invalid after breaking off diplomatic relations, and can be paid cumulatively.