How to deal with medical insurance arrears?

If the medical insurance card is repaid within half a year, the medical insurance fund center will transfer the medical insurance personal account to the patient, and the medical expenses incurred by the patient can be reimbursed sporadically.

Legal analysis

If the medical insurance card is repaid within half a year, the medical insurance fund center will transfer the medical insurance personal account to the patient, and the medical expenses incurred by the patient can be reimbursed sporadically. It is suggested that this kind of insured keep the medical bills. The employer is responsible for paying medical insurance premiums for the insured. After the unit stops insurance, it should be returned to the employees. Flexible employees need to apply for medical insurance, and it takes 6 months to re-enter the insurance after stopping insurance. If you change from employee medical insurance to flexible employment medical insurance, you can continue to enjoy medical insurance benefits as long as you pay within three months after the unit stops insurance. If the medical insurance card is lost, it should be handled as soon as possible. In general, it can be done in a week. The insured should first report the loss to the bank corresponding to his medical insurance card, get the receipt, and then take the receipt to see a doctor. The expenses incurred during this period can be handled by the insured. Pay medical insurance: 1. Where the arrears unit is merged, a payment agreement shall be signed with the merging party. 2. If the defaulting units are separated, payment agreements shall be signed with branches. 3. Where the defaulting unit enters bankruptcy proceedings, it shall sign a settlement agreement with the liquidation group. 4. If the unit is sold or leased by auction, an overdue agreement shall be signed with the competent department.

legal ground

"Regulations on the Supervision and Administration of the Use of Medical Insurance Funds" Article 33 The administrative department of medical insurance in the State Council shall establish a credit management system for designated medical institutions and personnel, conduct supervision and management according to the credit rating, and incorporate the results of daily supervision and inspection and administrative punishment into the national credit information sharing platform and other relevant information publicity systems, and impose penalties in accordance with relevant state regulations.

Article 62 of the Social Insurance Law of People's Republic of China (PRC), if the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.