How much can I get from paying social security for 20 years?

After paying social security for 20 years, I can get a pension of 1700 yuan every month. Women workers receive pensions 1600 yuan. The social insurance premium is set at 20% of the local average wage. Of which 12% goes into overall planning. 8% into personal accounts. At present. The standard base is1.2000 per year. 20 years * * * 240,000. Personal account balance is 8 1.600. The basic salary should be 1200 yuan. Account salary should be 580 yuan (male). Or 420 yuan (female worker). Pension * * * 1780 yuan (male). And 1.620 yuan (female). Let's assume that Mr. Wu has paid pension insurance for 20 years in the same area and retired at the age of 60. At the time of retirement, the balance of individual pension insurance account is 6.5438+0 million yuan. It is known that the calculation base of local pension (average social wage of last year) is 7,000 yuan, and there is no transitional pension. My average contribution index is 65,438+0, so Mr. Wu's actual pension after retirement is

The calculation formula of pension is: basic pension+personal account pension+transitional pension, in which basic pension = local average social wage in the previous year at the time of retirement *( 1+ my average payment index) /2* payment years * 1%, personal account pension = personal account balance at the time of retirement/calculation months (for example, the calculation months at the age of 60 are/kloc-)

Therefore, Mr. Wu's basic pension is: 7000 * 2/2 * 20 *1%=1400 yuan;

Mr. Wu's personal account pension is:10000/139 = 719.42 yuan;

In total, the monthly amount received by Mr. Wu Can is: 265,438+065,438+09.42 yuan.

The above is the calculation method of Mr Wu's monthly pension when he retires. You can make corresponding calculation according to your local situation, your account balance and your payment index.

Users who are not clear about the above calculation can also calculate their own pension payment through the online calculation platform, which can be calculated by the general social security official website. The specific calculation method is as follows:

1. Baidu search local social security official website, and click Enter to register and log in;

2. After successful login, select an individual to handle affairs and enter the social security inquiry page;

3. Find the pension calculation on the social security query page, and input the corresponding payment time and other information according to the prompt;

4. The system will automatically give the calculated amount as a reference for receiving the later pension.