The insured person pays the basic old-age insurance premium for urban workers.

The insured person's payment of the basic old-age insurance premium for urban workers refers to the situation that the insured person pays the basic old-age insurance premium for urban workers in full and on time in accordance with national regulations and standards.

Payment is the premise and basic obligation for the insured to enjoy the basic old-age insurance benefits, and it is also an important basis for ensuring the healthy operation of the old-age insurance system.

I. Payment Obligations of the Insured

The basic old-age insurance for urban workers is an important part of China's social security system. Insured persons include employees of various enterprises and institutions in cities and towns, individual industrial and commercial households and flexible employees. These insured persons shall pay the basic old-age insurance premium in full and on time in accordance with state regulations to protect their rights and interests.

Second, the payment standards and methods

The payment standard is determined according to the salary income and payment period of the insured, which usually includes two parts: unit and individual. The unit shall withhold and remit the basic old-age insurance premium from the employee's salary in accordance with the provisions, and the individual shall pay his own part in accordance with the provisions. Payment methods generally include monthly payment, quarterly payment or annual payment, and the specific methods are stipulated by the local social security department.

Iii. Payment inquiry and inspection

Insured persons can check their payment status through various channels, such as logging in to the social security department official website, using the social security APP and going to the social security service window. Check the payment record, payment amount, payment time and other information when inquiring to ensure that your payment is accurate. If the payment record is found to be wrong or omitted, it should be reported to the social security department in time and applied for correction.

Fourth, the consequences of not paying on time

The insured fails to pay the basic old-age insurance premium in full and on time, which will affect their right to enjoy the basic old-age insurance benefits. At the same time, the social security department will also supervise and punish the units and individuals who fail to pay the fees on time to ensure the normal operation of the old-age insurance system.

To sum up:

Paying the basic old-age insurance premium for urban workers by the insured is an important basis for ensuring the healthy operation of the old-age insurance system. The insured shall pay the basic old-age insurance premium in full and on time to protect their rights and interests. At the same time, the social security department should also strengthen the management and supervision of payment to ensure the fair, just and sustainable development of the old-age insurance system.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10 stipulates:

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

Article 12 stipulates:

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.