20 17 what are the second home loan policies in Nantong?

Nantong's second housing provident fund personal housing loan is only for paid workers' families whose existing per capita housing construction area is less than 33 square meters, and the purpose of the loan is limited to the purchase of ordinary self-occupied housing to improve living conditions.

The down payment ratio of the second housing provident fund personal housing loan shall not be less than 50%, and the loan interest rate shall be 1. 1 times the interest rate of the first housing provident fund personal housing loan in the same period.

The existing calculation objects of per capita housing construction area include: (1) borrowers and their unmarried children, who have no housing and can separate their household registration; (2) The borrower and his parents, whose household registration is in the borrower and whose parents have no house; (3) The borrower and his married children, and the registered permanent residence of the married children is in the borrower, and the married children have no housing.