Job Recruitment Website - Social security inquiry - Pension insurance has been paid for two years. What should I do if I have no money?
Pension insurance has been paid for two years. What should I do if I have no money?
The minimum payment period of endowment insurance is 180 months, that is, 15 years. You can give more, and then you can get more. At the same time, the pension insurance can accumulate payment years, that is, intermittent payment is allowed. Medical insurance needs to be paid for at least 20/25 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as you renew your fees, you can usually). The current retirement age is 60 for men and 55 for women. Of course, under special circumstances such as engaging in high-risk work and losing the ability to work, you can apply for early retirement and receive pension benefits.
Therefore, the parties can choose to make up or not, as long as the minimum payment is 15 years.
Personal nominal payment needs to apply to the social security bureau where the account is located. Procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form and so on. And can only apply for pension and medical insurance.
How much to pay is calculated according to the local social wage of the previous year, which is different every year.
For example, the average salary of a prefecture-level city is 20,000, then the pension insurance payment is 20,000 * 20% = about 4,000/year, and the medical care is 20,000 *10% = about 2,000/year.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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