Can employee medical insurance and flexible employment medical insurance be merged?

Medical insurance for employees and medical insurance for flexible employees can be merged.

Flexible employees can pay social security through enterprises after finding jobs, and transfer the social security during flexible employment to enterprises to continue to participate in insurance; After migrant workers leave their original places of insurance, they will pay insurance fees in their new places of employment and apply for transfer and continuation, and the social security agencies of the two places will handle relevant procedures. It should be noted that employees' medical insurance is combined, and the payment period will be calculated cumulatively, while the new rural cooperative medical insurance or urban residents' basic medical insurance cannot be combined.

Integrating the advantages of employee medical insurance and flexible employment medical insurance;

1. Convenient payment: After the merger, employees and flexible employees can pay medical insurance fees through a unified platform, which simplifies the payment process;

2. Unified management efficiency: unified medical insurance management is helpful to improve administrative efficiency and reduce duplication of work and waste of resources;

3. Balanced medical insurance level: the merger will help to achieve a balanced medical insurance level and reduce the medical insurance differences caused by different identities;

4. Enhanced financial ability: The merged medical insurance fund pool is larger, which enhances risk dispersion and financial ability;

5. Improvement of service quality: A unified medical insurance system can provide more standardized and high-quality services and improve the satisfaction of the insured.

To sum up, the combination of employee medical insurance and flexible employment medical insurance can improve the convenience of payment, unify management efficiency, guarantee a balanced level, enhance financial capacity and improve service quality.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 32

If an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.