How can I retire as a worker when I join social security as a flexible employee?

How can I retire as a worker when I join social security as a flexible employee? If you are a flexible employee who was an employee before enrollment (subject to your personal file), you can retire as a worker when you retire.

At present, there are two kinds of old-age insurance, one is the old-age insurance for urban and rural residents who have no unit and participate in the social security agency of the household registration as flexible employees, and the other is the social security for urban employees who work in the unit and apply to the social security agency. Urban and rural social security men have the same retirement age when they reach 60, and women have the same retirement age when they reach 55. The retirement age of urban and rural social security women is five years later than that of urban social security women, provided that both of them pay the minimum standard of 15, otherwise they cannot retire.

If you have been participating in social security for urban and rural residents as a flexible employee, you must retire as a flexible employee when you retire, and it is impossible to retire as a worker. Of course, this is not absolute. If you start to participate in social security for urban and rural residents and go to work in a unit or company halfway, the social security relationship will be transferred to the company, and you will work in the company until you retire, so that you can retire as an employee. The actual retirement pension has little to do with what social security you pay. The key lies in the number of years you pay and the level of payment. The longer the payment period, the higher the level of choice and the higher the pension. It does not mean that employees retire from social security and have high wages.

Women who are insured as flexible employees retire at the age of 55, and urban workers retire at the age of 50. This is their difference, retirement benefits are the same. For example, women who are insured as flexible employees pay more for five years, and urban workers pay less for five years. Under the same conditions, employees who pay less than five years of social security receive less pensions than urban and rural residents who pay more than five years of social security.

In short, don't be too entangled in the identity of endowment insurance, and pay it early. The longer the payment time, the higher the pension. If possible, choose a higher grade payment. The higher the contribution, the higher the pension.