Qingdao purchase restrictions on housing prices?

The expiration of 70 years of home ownership, renewable, without request and without preconditions, is seen as good news for the property market. Only a few hours later, Qingdao then introduced the property market purchase restriction policy. So what is the impact on housing prices after the introduction of Qingdao's purchase restriction policy? You guys and gals together and Xiaobian to see it.

Qingdao purchase restrictions on the impact of housing prices?

1. Qingdao city resident families, not limited to the number of purchases, the first set, the second set can borrow, more than three sets need to pay in full.

2. Non-residents of Qingdao are allowed to purchase only one set (one year or more of social security records or tax payment confirmation is required).

3. The share of down payment for commercial loans and provident funds has improved.

Latest credit policy after the purchase limit

According to the Bank of the city's individual residential credit policy briefing, since March 16, adjust the urban area (Shinan, Shibei, Licang, Laoshan, Huangdao, Chengyang, High-tech Zone) residential (first-hand, second-hand) credit policy is as follows;

1.limited to the purchase of. 2 years in the city successive tax payment or social security payment for more than 12 months of the non Residents of the city household registration is limited to purchase 1 set; urban areas already have a set and more residential, or 2 years without successive payment of taxes or social security non-residents of the city shall not purchase residential.

2. Progress in down payment. The down payment for the first commercial loan is adjusted from 20% to 30%, and the down payment for the second commercial loan is adjusted from 30% to 40%.

3. policy linkage. 15:00 on March 15 before the completion of the network signatures can be performed in accordance with the original policy, 15:00 on March 15 before the completion of the network signatures, but has paid the down payment and hold down payment receipts, after the Bank of China for the record can be performed in accordance with the original policy.

4. Follow-up requirements. The Bank of China will recently increase the lower limit of mortgage interest rates through the interest rate self-regulatory mechanism, if you can not quickly complete the net signature, the interest rate will be affected.

Bank policy; March 16, Qingdao City will fulfill the new residential policy, the first home and the second suite of separate advances in the share of the down payment, but the first home to determine the record of borrowing is still based on. March 15 before the net signing of the affairs of the fulfillment of the original rules, March 15 did not finish the signing of the down payment, but they pay the down payment with receipts and constitute the fact that the purchase and sale of the municipal government rule five days to complete the signing of the list of the Bank of China. Issued by the commercial banks to fulfill. March 16 from the net signature affairs to fulfill the new policy.

Qingdao limit purchase after the prices will fall?

According to the assessment of industry insiders, this version of Qingdao's purchase restriction policy is relatively mild. So, what effect will the purchase restriction have on Qingdao's home prices? This is also the most popular topic in Qingdao real estate consulting and communication group.

For many home buyers, wait-and-see is a norm before entering the market, facing the crazy property market, always think of wait and see, thought the control policy, the prices will be able to come down. Originally, real estate regulation for so many years, those who really care about the property market, who still do not have a spectrum in mind?

Beijing, Guangzhou and Shenzhen have always been limited to purchase, the prices fell? The first thing you need to do is to get your hands on some of the most popular products and services in the world, and you'll be able to do that. See Qingdao; those years out of the residential purchase restrictions

Home prices; can only be stable and rising

Shandong Province, housing and construction director Wang Yuzhi, not long ago to bear the reporter's interview that real estate is related to people's livelihoods, related to the economy, related to the financial, and to promote the real estate stable, orderly, sustainable development is the most important. This can be seen as Shandong's official characterization of housing prices.

From the practice across the country, the property market restriction policy not only failed to inhibit residential prices, but also stimulate the need to purchase. This is such as some limited price or limited offer products, the number is only so much, you do not buy will certainly be bought by others, more importantly, want to buy this product you first have to obtain the procurement qualification, and those who originally have the procurement qualification is likely to have swept the product, and then resold at a higher price to those who have a practical need, so one to another, the property market restriction policy from the side of the second rise in prices. The second rise in house prices was stimulated from the side.