How to buy millions of medical insurance

Choose according to the following five characteristics:

1. Full coverage

Millions of medical insurance has no restrictions on social security drugs, and 100% reimbursement is no problem. Good million medical insurance, needless to say, the more protection, the better.

2. Relaxation of renewal conditions

Millions of medical insurance usually has a claim threshold of 654.38+0 million, which is not a minor illness when used.

I'm afraid I won't be allowed to renew my insurance the next year after I settle my claim. At this time, my physical condition can no longer support me to buy another million medical insurance. At this time, I am in a dilemma.

It is very important that the relaxed renewal conditions of millions of medical insurance give everyone a greater chance to get protection.

3. Reimbursement for drug purchase

The so-called outsourcing drugs refer to drugs that most hospitals cannot buy and must buy outside the hospital, mostly targeted drugs.

Targeted drugs are expensive, assuming that millions of medical insurance can play the role of reimbursement for the purchase of targeted drugs, and even prepare a channel for consumers to start, it can be said that people are saved in hot water.

4. Proton heavy ion therapy

From the current point of view, proton heavy ion therapy has the best treatment effect on cancer, does not support social security reimbursement, and needs almost one million yuan at its own expense to complete the whole course of treatment, which ordinary families cannot afford.

Therefore, it is still very useful for the insured to incorporate this service into the million-dollar medical insurance.

5. Value-added services are better

The value-added service of millions of medical insurance plays a decisive role in the medical experience. Of course, the better, the more certain it will be.

Millions of medical insurance will buy green medical channel service. When encountering difficulties in this respect, authoritative hospitals and expert insurance companies will come forward, and even the arrangement of wards and operations will easily solve a series of possible problems such as difficulty in seeing a doctor and long waiting time.

The value-added service of secondary diagnosis and treatment is also very practical. On the basis of the patient's serious condition and the first diagnosis, the second professional diagnosis was made through other professional channels. Third, get the diagnosis report and treatment suggestions to provide patients with a better treatment plan.