Return on investment of social security endowment insurance

1, the social security contribution base is different every year, and even the staff of the social security bureau can't calculate how much you can get when you retire now.

At present, there is only one method for calculating the old-age insurance provided by the website of the Social Security Bureau: according to the regulations, after employees meet the conditions for receiving old-age insurance, their pension calculation is divided into two parts. Part of it is personal account pension. The calculation method is to divide the total personal account including principal and interest by a factor. If you divide it by male 139 and female 170, you can calculate the monthly personal account pension standard. The other part is the basic pension. Generally speaking, the base of receiving the final treatment is determined according to the relationship between the base of my contribution salary and the local average salary base. Then after paying the fee to 15 years, I will get 15% of this base. On this basis, if I pay one more year, I will get one more percentage point. That means 20% for 20 years and 30% for 30 years.

2. The minimum payment period of social security is 15 years, and you can enjoy a monthly pension when you reach retirement age.

3. Social security means that the longer the payment period, the more contributions, and the more pensions you receive when you retire.