What does insurance type mean?

Question 1: What are the types of social security? There are basically the following types of social security:

First, social insurance for urban workers (including basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance)

Two, urban flexible employment social insurance (including pension insurance and medical insurance)

Third, social insurance for urban residents (including endowment insurance and medical insurance)

Fourth: social insurance for rural villagers (including endowment insurance and medical insurance)

Question 2: What kinds of social insurance are there? What basic medical insurance is a social insurance system established to compensate workers for economic losses caused by disease risks? The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance agency will give certain economic compensation to avoid or reduce the economic risks caused by illness and treatment.

Framework of the basic medical insurance system for urban workers According to the requirements of the Decision of the State Council on Establishing the Basic Medical Insurance System for Urban Workers (Guo Fa [1998] No.44), the framework of the basic medical insurance system for urban workers includes six parts:

One is to establish a reasonable * * * burden and payment mechanism.

The basic medical insurance premium is paid jointly by employers and individuals, which embodies the compulsory characteristics of national social insurance and the unity of rights and obligations. Medical insurance premiums are paid jointly by units and individuals, which can not only expand the sources of medical insurance funds, but more importantly, clarify the responsibilities of units and employees and enhance personal awareness of self-protection. In this reform, China has stipulated the control standards of the employer's contribution rate and individual contribution rate: the employer's contribution rate is controlled at about 6% of the total wages of employees, and the specific proportion is determined by local governments. The contribution rate of employees is generally 2% of their wage income.

The second is to establish overall funds and personal accounts.

The basic medical insurance fund consists of the overall fund used by the society as a whole and the personal account fund dedicated to individuals. All individual contributions are included in individual accounts, about 30% of unit contributions are included in individual accounts, and the rest are set up as a whole fund. Personal account funds are dedicated to my medical expenses, which can be carried forward and inherited, and the principal and interest of personal accounts are owned by individuals.

The third is to establish a single unified account and a clear payment mechanism.

Co-ordinate funds and individual accounts to determine their respective payment ranges. The overall fund mainly pays large and inpatient medical expenses, and the personal account mainly pays small and outpatient medical expenses. In accordance with the principle of "balance of payments", the overall fund shall determine the minimum payment standard and the maximum payment limit according to the actual situation in various places and the affordability of the fund.

The fourth is to establish an effective medical service management mechanism.

The payment scope of basic medical insurance is limited to the medical expenses within the prescribed basic medical insurance drug list, diagnosis and treatment items and medical service facilities standards; Fixed-point management of medical institutions and pharmacies providing basic medical insurance services; Social insurance agencies and basic medical insurance service institutions (designated medical institutions, designated retail pharmacies) shall settle the expenses in accordance with the settlement method agreed in the agreement.

The fifth is to establish a unified socialized management system.

The basic medical insurance is handled by a certain level of social institutions. In principle, the administrative regions at or above the prefecture level (including prefectures, cities and leagues) are the overall planning units, and counties can also be the overall planning units. Social insurance agencies in the overall planning area are responsible for the unified collection, use and management of funds, and ensure the full collection, rational use and timely payment of funds.

Sixth, establish and improve an effective supervision mechanism.

The basic medical insurance fund to implement financial accounts management; Social insurance agencies should establish and improve rules and regulations; Overall planning areas should set up social supervision organizations for basic medical insurance and strengthen social supervision. It is necessary to further establish and improve the fund budget and final accounts system, financial accounting system and internal audit system of social insurance agencies. These contents have basically determined the general framework of the new basic medical insurance system for urban workers, laid the foundation for unifying the national system in the future, and made it convenient for all localities to follow when formulating reform plans, leaving room for local governments to make specific provisions according to local conditions.

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Question 3: What is social security? Social security is social insurance, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance.

The centralized department of social security management is the local human resources and social security bureau. The phone number is 12333.

If you are in the company, all five insurances must be paid, and the units and individuals will withhold and remit them according to the prescribed proportion, and the average salary of the previous year will be the payment base. Among the five insurances, industrial injury insurance and maternity insurance do not need personal burden.

If you are not in the company, the individual pays social security by himself, and only needs to pay pension insurance and medical insurance. Generally divided into several grades, depending on personal economic ability.

See the Social Insurance Law for details.

Question 4: What is the disease of social insurance type 1608432? The insured salary refers not only to the basic salary, but to the total wages, including: hourly wages, piece-rate wages, bonuses, allowances and subsidies; Overtime pay; Wages paid under special circumstances. But generally does not include housing subsidies, transportation subsidies, food subsidies. Hourly wage refers to the labor remuneration paid to individuals according to the hourly wage standard (including regional cost of living allowance) and working hours. Including: wages paid according to the hourly wage standard of the work done; The basic salary and post (post) salary paid to employees by the unit that implements the structural wage system; The trainee salary of new employees (the living expenses of apprentices).

Question 5: What kinds of social insurance are there? The full name of social security is social insurance, which is a certain social security system stipulated by the state, including: endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, which must be paid.

The general benefits of these five risks are as follows:

Pension: cumulative payment 15 years. When you retire, you can enjoy a pension.

Medical treatment: continuous payment meets the local medical insurance reimbursement standard, and hospitalization can be reimbursed. When you retire, you can enjoy lifelong medical insurance after retirement by paying a certain number of years of medical insurance.

Unemployment: continuous payment 1 year. If you leave your job due to company reasons or your contract expires, you can enjoy unemployment relief.

Work-related injuries: In case of work-related injuries during working hours, you can enjoy the corresponding work-related injury reimbursement treatment.

Maternity: the continuous payment time meets the local time requirements, and family planning can enjoy maternity reimbursement and maternity leave allowance.

Question 6: What is social insurance? What are the types of social security? Social insurance refers to a social security system in which the state raises funds through various channels through legislation, and gives economic compensation to workers when their income decreases due to old age, unemployment, illness, work injury and maternity, so that they can enjoy basic living security. Social insurance is compulsory, economical and universal, mainly including endowment insurance, unemployment insurance, medical insurance, industrial injury insurance and maternity insurance. Here is a reference link for you: hi.baidu/...3edc88 (encyclopedia of social insurance knowledge)

Question 7: Hello, the types and detailed standards of social security.

Social security is a certain social security system stipulated by the state, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Details are as follows:

Pension: cumulative payment 15 years. When you retire, you can enjoy a pension. Pension = basic pension+personal account pension

Medical treatment: continuous payment meets the local medical insurance reimbursement standard, and hospitalization can be reimbursed. When you retire, you can enjoy lifelong medical insurance after retirement by paying a certain number of years of medical insurance.

Unemployment: continuous payment 1 year. If you leave your job due to company reasons or your contract expires, you can enjoy unemployment relief. The calculation formula of unemployment insurance benefits: the total amount of unemployment insurance benefits received = local unemployment insurance benefits standard × the number of months received.

Work-related injuries: In case of work-related injuries during working hours, you can enjoy the corresponding work-related injury reimbursement treatment.

Maternity: the continuous payment time meets the local time requirements, and family planning can enjoy maternity reimbursement and maternity leave allowance.

Work-related injuries: In case of work-related injuries during working hours, you can enjoy the corresponding work-related injury reimbursement treatment.

Maternity: the continuous payment time meets the local time requirements, and family planning can enjoy maternity reimbursement and maternity leave allowance.

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Question 8: What are the types of insurance in the medical insurance certificate for urban residents? It's the form of insurance you need! Some people don't have a serious illness for a year, so choose a medicine with a lower coefficient for minor illnesses! Some people usually don't get sick or don't want to use medical insurance for minor illnesses, so they choose the main defense with high coefficient.

Question 9: What does Class 4 medical insurance mean? 1 is commercial medical insurance.

The second is the new rural cooperative medical insurance.

3. Medical insurance for urban workers.

4. Medical insurance for urban residents.

Question 10: Hello about the classification of social security! Social insurance is a social security system, which is legislated by the state and established by the society, so that workers can get compensation and help from the state and Danish society in old age, illness, work injury, unemployment and maternity. The "three risks" we talked about before and the "four risks" and "five risks" we talk about now are all generalizations of social security. Three insurances are pension, medical care and unemployment, four insurances are pension, medical care, unemployment and work injury, and five insurances are maternity insurance. To put it simply, social insurance is a kind of guarantee given to workers by the state, which guarantees them some living security when they can't work. When can they stop working? Old age, illness, unemployment, personal injury at work, maternity. These guarantees are the basic guarantee for a person's survival, and they are "wide coverage and low guarantee". In his speech on social security medical care at the 15th National Congress of the Communist Party of China, former Premier Zhu Rongji said: "Basic medical care can only be of a low level, and' insurance' is not a' package', that is,' insurance' has basic security, and the excess is mainly solved through commercial insurance."