How to pay flexible employees and serious illness insurance?

Go directly to the social security bureau to pay. 1. Serious illness insurance is an institutional arrangement to further protect the high medical expenses incurred by seriously ill patients on the basis of basic medical insurance, which can further increase the protection and is a useful supplement to basic medical insurance. According to the provisions of China's medical insurance, the proportion of urban workers' medical insurance contributions is 8%, of which employers pay 6% and individuals pay 2%. However, the specific proportion of medical insurance contributions will vary according to the nature of the insured's work.

2. It is understood that the proportion of medical insurance contributions of urban workers, flexible employees, unemployed people who have received unemployment benefits and retirees is different. The contribution rate of urban workers is relatively high, while the proportion of flexible employees or unemployed people will be relatively low, and retirees do not need to pay insurance premiums.

Third, in addition, the payment standard of serious illness insurance in different regions will be different, because according to the different level of economic development in different regions, the payment standard of medical insurance in different regions will be different due to the local actual situation. For example, individuals in Jinan pay 2%, companies pay 8%, individuals in Shanghai pay 2%, and companies pay 12%. Therefore, the compensation standard of serious illness insurance is a specific amount in most places. The specific amount is determined by the medical insurance management center and the commercial insurance company through consultation and will be adjusted every year. Please consult the medical insurance management department of your city for the specific amount.

Four. Tip: The payment standard of serious illness insurance is 8% for urban workers' medical insurance, including 6% for employers and 2% for individuals. The specific proportion of medical insurance payment will vary according to the nature of the insured's work, and will also vary according to different regions.

5. Insurance is the basic means of risk management (under the market economy), an important pillar of the financial system and social security system [1], and also an insurance when the contract conditions are met (the possible accidents agreed in the contract are liable for property losses caused by it, or the insured dies, is disabled, falls ill or reaches the age and time limit agreed in the contract).

Insurance is a financial arrangement to share accident losses economically, a contractual act in which one party agrees to compensate the other party for losses according to law, an integral part of the social and economic security system in society, and a basic method of risk management.