How to buy Yikang insurance with social security card?

In 2022, Wenzhou Yikangbao can search for "Wenzhou Yikangbao" and "Wenzhou Citizen Card" through official WeChat account, official WeChat account of "Wenzhou Medical Insurance", official WeChat account of "Wenzhou Citizen Card" and Alipay homepage, and purchase it through Alipay life number and QR code of insurance company.

1.2022 version of Yikangbao simplifies the guarantee, combining the previous five responsibilities into two responsibilities, including hospitalization and special disease outpatient expenses (including self-funded drugs, diagnosis and treatment, materials expenses) and high special drug expenses (including 35 special drugs +2 rare diseases), and can enjoy a maximum of 6,543,800 yuan a year. The coverage of this product is not bad, but it should be noted that the reimbursement rate is low, and the maximum reimbursement for hospitalization/special medical treatment is 40%, and the deductible is 1.5 million. The highlight of this product is that the insurance requirements are relaxed, regardless of age, occupation and health status, you can take out insurance with illness, and the insurance company can also compensate the expenses caused by previous diseases. In addition, its price is much lower than before, and the minimum 80 yuan can enjoy the guarantee of 1 year. Xi Cai Jun believes that if people with abnormal health or the elderly can't buy other commercial medical insurance but only basic medical insurance, it is still necessary to configure a Huimin medical insurance as a supplement to the basic medical insurance.

Second, what does Wenzhou Yikangbao 2022 edition not pay?

1. If the medical expenses are not reimbursed by Wenzhou Medical Insurance, the insurance company will not reimburse them.

2. The expenses within the scope of responsibility do not meet the deductible standard.

3. The product will not be reimbursed for the expenses incurred by Chinese medicine shops in the expense list.

4. Other circumstances stipulated in the insurance liability exemption clause.

Thirdly, the "Li Zhe Medical Insurance Wenzhou Yikangbao" launched by Wenzhou City is an important measure to build a multi-level medical security system of "basic medical insurance+serious illness insurance+medical assistance+commercial supplementary insurance", which is committed to resolving the risk of "poverty caused by illness and returning to poverty due to illness" and helping "no one to fall behind" on the road of common prosperity.