What fees must social security pay?

Social security is social insurance, including endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. The first three items are shared by individuals and units, and the last two items are shared by units. Personal participation in social security is limited to two guarantees: endowment insurance and medical insurance. If the unit does not pay, it can go to the labor inspection brigade of the human resources department to report that there will be relevant penalties.

I. Contents of social insurance premiums

1, social insurance premiums include old-age insurance, maternity insurance, medical insurance, unemployment insurance and industrial injury insurance.

2. The insured unit shall pay the social insurance premium in full in cash within 3 days after the social insurance agency approves its payment declaration.

Second, the social insurance payment method:

1, pay in your own bank;

2. Pay by cheque or cash to the social insurance agency;

3, other ways agreed with the social insurance agency.

Insured units and individuals can adopt different payment methods according to their actual conditions.

Third, the difference between paying social security by yourself and paying social security by the company.

1, different types of social security contributions.

Social security paid by the unit includes: endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance; Individuals only pay pension insurance, maternity insurance and medical insurance, and the rest can't be paid.

2. The nature of social security contributions is different.

Social security paid by employees is mandatory. According to Article 72 of the Labor Law of People's Republic of China (PRC), the social insurance fund should determine the source of funds according to the types of insurance, and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law. Individual contributions to social security are voluntary.

3. Different payment ratios

Total payment of five insurances and one gold = social security payment base × (pension insurance payment ratio+medical insurance payment ratio+unemployment insurance payment ratio+provident fund payment ratio)+3 yuan in serious illness medical insurance; Among them, pension, medical care and unemployment are jointly paid by individuals and enterprises according to a certain proportion (the proportion of social security contributions varies slightly from place to place). Generally speaking, enterprises account for a relatively large proportion.

4. The pension age is different.

The female cadres of the unit are 55 years old and the female employees are 50 years old; Individuals who have paid social security in the company for a cumulative period of 10 years, with a cumulative retirement age of 15 years, can retire at the age of 50; Otherwise, everyone will retire at the age of 55 (except special jobs). The retirement age for male insured persons to receive pensions, regardless of whether the unit or individual pays social security, is 60 years old.

legal ground

Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity.