People who cheat five insurances and one gold?

Five insurances and one gold are not cheating, but they can't be returned. Now the five insurances are universal in the whole country, and one gold can be transferred or withdrawn after half a year.

Five insurances and one gold refer to endowment insurance, maternity insurance, medical insurance, industrial injury insurance, unemployment insurance and housing accumulation fund.

1, the old-age insurance must be paid for 15 years, and you can retire when you reach the legal retirement age of 65, and you can receive a monthly pension. Individuals pay 8% of the average wage, and enterprises pay 20% of the average wage.

2. Medical insurance is referred to as medical insurance. If you are seriously ill and have no medical insurance, you may spend all your savings in the hospital, but if you have medical insurance, you can reimburse it and relieve most of the pressure. Individuals pay 2% and companies pay 9%.

3. Maternity insurance is very important for women. Men can also enjoy maternity insurance by paying their wives. Most of the cost of giving birth can be reimbursed through maternity insurance, as well as maternity allowance. There is no salary for maternity leave, but the maternity insurance foundation issues maternity allowance according to the salary base. The company pays 8% of the payment. Individuals don't have to pay.

4. Unemployment insurance means that unemployment benefits will be paid after unemployment, but you need to pay unemployment benefits for 12 months before you can apply. The company pays 2% and the individual pays 1%.

5. Work-related injury insurance means that if you encounter an accident during work, you can get compensation if you are judged as a work-related injury. Individuals don't have to pay. The company pays 0.5% of the provident fund for loans or mortgages. If it pays less, it is of little use. The proportion of individual companies is 1: 1. Five insurances and one gold are closely related to individuals, so it is recommended to pay them.

According to Article 2 of the Social Insurance Law, the state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. To guarantee citizens' right to get material help from the state and society according to law in cases of old age, illness, work injury, unemployment and maternity.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.