What is the contribution ratio of four insurance and one gold companies?

The payment ratio of four insurances and one gold is as follows:

1, 20% for general units and 8% for individuals;

2. The medical insurance premium is paid by the unit 10%, and the individual pays 2%;

3, unemployment insurance premium paid by the unit 1%, individuals pay 0.2%;

4, work-related injury insurance premiums paid by the unit 0.5%;

5, maternity insurance premium paid by the unit 0.8%;

6. Provident fund 5% to 12%.

The differences between social security for flexible employment and social security for employees are as follows:

1, different types of insurance, social security for flexible employees only participates in pension insurance and medical insurance, and some areas can participate in unemployment insurance. Social security for employees includes pension insurance, medical insurance, work injury insurance, maternity insurance and unemployment insurance;

2, the payment base is different, flexible employees according to the last year, the province's average monthly salary of 40%- 100% as the payment base. On-the-job employees are based on their average monthly salary in the previous year;

3. The proportion of payment is different. The proportion of pension insurance for flexible employees is 20%, the medical insurance payment is 80% of the average monthly salary of urban workers in the previous year, and the basic medical insurance premium is 4.2% or 8%; On-the-job employee pension insurance units pay 20%, and individuals pay 8%; Medical insurance units pay 9% and individuals pay 2%; Unemployment insurance units pay 1%, and individuals pay 0.2%; Maternity insurance units pay 0.8%, and individuals do not pay; Work-related injury insurance units pay 0.8%, and individuals do not pay;

4, different payment subjects, flexible employees, individuals need to bear all social security costs. On-the-job employees, the expenses required to pay social security shall be borne by both the employer and the employee, with the employer bearing most of the expenses and the employee bearing a small part. Social security fees shall be withheld and remitted by the unit;

5, household registration restrictions are different, flexible employees, individuals must have a local household registration to pay social security, no local household registration can only participate in urban workers' social security. For on-the-job employees, there is no household registration limit for paying employee social security, as long as they work full-time;

6, different willingness to pay, flexible employees can decide whether to pay social security fees according to their actual situation. On-the-job employees must pay social security in accordance with regulations.

To sum up, the difference between flexible employment social security and employee social security lies in different types of insurance, different payment bases, different payment proportions, different payment subjects, different household registration restrictions and different willingness to pay. Many flexible employees who have no fixed work units choose to participate in employee social security as flexible employees in order to ensure their old-age care and medical care.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.